Natural hazards · Port Sheldon

Port Sheldon, MI natural hazards

Most of the natural-hazard damage FEMA expects in Port Sheldon comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 10 claims here since 1985.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Port Sheldon?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Port Sheldon to be higher than in 30% of U.S. communities, mostly from inland flooding.

Inland flooding72%Tornadoes10%Strong wind9%Everything else9%

By hazard

What Port Sheldon faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

72% of expected damage

Above average · higher than 53% of U.S. places

Recorded about once a year in the area

Tornadoes

10% of expected damage

Above average · higher than 58% of U.S. places

Strong wind

9% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about 2 times a year in the area

Lower here

Coastal floodingHurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Port Sheldon flood?

Every paid claim on a federal flood insurance policy in Port Sheldon, from FEMA’s records.

10paid claims since 1985

$214Kpaid to owners

0homes flooded more than once

19852026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Port Sheldon isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Ottawa County.

Disasters that hit Port Sheldon

Federal disasters declared here

None of the disasters declared for Ottawa County shows FEMA aid or repair money reaching Port Sheldon itself in FEMA’s records.

Brought FEMA money into Port SheldonDeclared for Ottawa County only

Ottawa County has had 14 natural disasters declared since 1953, most often floods and severe storms.

Around Port Sheldon

Port Sheldon and the towns around it

Very lowLowModerateHighVery high

Grand Havenmostly inland floodingModerate

Parkmostly inland floodingLow

Port Sheldonmostly inland floodingLow

Olivemostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Port Sheldon covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Port Sheldon’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Port Sheldon. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Port Sheldon total about $1.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.