Natural hazards · Olive

Olive, MI natural hazards

Most of the natural-hazard damage FEMA expects in Olive comes from inland flooding, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Olive?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Olive to be higher than in 29% of U.S. communities, mostly from inland flooding.

Inland flooding64%Tornadoes12%Strong wind11%Cold waves6%Everything else7%

By hazard

What Olive faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

64% of expected damage

Above average · higher than 52% of U.S. places

Recorded about once a year in the area

Tornadoes

12% of expected damage

Above average · higher than 57% of U.S. places

Strong wind

11% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about 2 times a year in the area

Cold waves

6% of expected damage

Below average · higher than 33% of U.S. places

Recorded about once a year in the area

Lower here

Coastal floodingHurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Olive flood?

FEMA's records show no paid flood insurance claims in Olive.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Olive isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Ottawa County.

Disasters that hit Olive

Federal disasters declared here

None of the disasters declared for Ottawa County shows FEMA aid or repair money reaching Olive itself in FEMA’s records.

Brought FEMA money into OliveDeclared for Ottawa County only

Ottawa County has had 14 natural disasters declared since 1953, most often floods and severe storms.

Around Olive

Olive and the towns around it

Very lowLowModerateHighVery high

Robinsonmostly inland floodingModerate

Port Sheldonmostly inland floodingLow

Olivemostly inland floodingLow

Hollandmostly inland floodingLow

Blendonmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Olive covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Olive’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Olive. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Olive total about $1.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.