Natural hazards · Park

Park, MI natural hazards

Most of the natural-hazard damage FEMA expects in Park comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 19 claims here since 1980.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Park?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Park to be higher than in 34% of U.S. communities, mostly from inland flooding.

Inland flooding70%Tornadoes11%Strong wind9%Everything else10%

By hazard

What Park faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

70% of expected damage

Above average · higher than 58% of U.S. places

Recorded about once a year in the area

Tornadoes

11% of expected damage

Above average · higher than 59% of U.S. places

Strong wind

9% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about 2 times a year in the area

Lower here

Coastal floodingHurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Park flood?

Every paid claim on a federal flood insurance policy in Park, from FEMA’s records.

19paid claims since 1980

$337Kpaid to owners

4homes flooded more than once

19802026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Park isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Ottawa County.

Disasters that hit Park

Federal disasters declared here

None of the disasters declared for Ottawa County shows FEMA aid or repair money reaching Park itself in FEMA’s records.

Brought FEMA money into ParkDeclared for Ottawa County only

Ottawa County has had 14 natural disasters declared since 1953, most often floods and severe storms.

Around Park

Park and the towns around it

Very lowLowModerateHighVery high

Laketownmostly inland floodingLow

Parkmostly inland floodingLow

Port Sheldonmostly inland floodingLow

Hollandmostly inland floodingLow

Hollandmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Park covers 5 census tracts, combined by population.

Money that reached townFlood claims are matched to Park’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Park. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Park total about $5.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.