Natural hazards · Alpine

Alpine, MI natural hazards

Most of the natural-hazard damage FEMA expects in Alpine comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 1 claim here since 2013.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Alpine?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Alpine to be higher than in 5% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding45%Tornadoes24%Strong wind11%Cold waves8%Heat waves8%Everything else4%

By hazard

What Alpine faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

45% of expected damage

Well below average · higher than 11% of U.S. places

Recorded about once a year in the area

Tornadoes

24% of expected damage

Above average · higher than 71% of U.S. places

Strong wind

11% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about 3 times a year in the area

Cold waves

8% of expected damage

Well below average · higher than 20% of U.S. places

Recorded about once a year in the area

Heat waves

8% of expected damage

Below average · higher than 31% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Alpine flood?

Every paid claim on a federal flood insurance policy in Alpine, from FEMA’s records.

1paid claims since 2013

$1Kpaid to owners

0homes flooded more than once

20132026

of all homes
are insured

No community discount. Alpine isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Kent County.

Disasters that hit Alpine

Federal disasters declared here

None of the disasters declared for Kent County shows FEMA aid or repair money reaching Alpine itself in FEMA’s records.

Brought FEMA money into AlpineDeclared for Kent County only

Kent County has had 11 natural disasters declared since 1953, most often floods and severe storms.

Around Alpine

Alpine and the towns around it

Very lowLowModerateHighVery high

Plainfieldmostly inland floodingLow

Wrightmostly inland floodingLow

Spartamostly inland floodingLow

Walkermostly inland floodingVery low

Alpinemostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Alpine covers 4 census tracts, combined by population.

Money that reached townFlood claims are matched to Alpine’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Alpine. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Alpine total about $2.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.