Natural hazards · Negaunee

Negaunee, MI natural hazards

Most of the natural-hazard damage FEMA expects in Negaunee comes from cold waves, and overall the risk is very low for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Negaunee?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Negaunee to be higher than in 13% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves58%Inland flooding22%Hail12%Everything else8%

By hazard

What Negaunee faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

58% of expected damage

Above average · higher than 59% of U.S. places

Recorded about 5 times a year in the area

Inland flooding

22% of expected damage

Well below average · higher than 13% of U.S. places

Recorded about once a year in the area

Hail

12% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about once a year in the area

Lower here

TornadoesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Negaunee flood?

FEMA's records show no paid flood insurance claims in Negaunee.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Negaunee isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Marquette County.

Disasters that hit Negaunee

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Negaunee itself: aid to households, or repair grants to the City of Negaunee.

Brought FEMA money into NegauneeDeclared for Marquette County only

2013

Flooding

$22K to the City of Negaunee for repairs

1999

Mi - Severe Weather 1/2 /99

$11K to the City of Negaunee for repairs

Marquette County has had 9 natural disasters declared since 1953, most often floods and winter storms.

Around Negaunee

Negaunee and the towns around it

Very lowLowModerateHighVery high

Ishpemingmostly cold wavesLow

Negauneemostly cold wavesVery low

Ishpemingmostly cold wavesVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Negaunee covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Negaunee’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Negaunee. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Negaunee total about $1.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.