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Natural hazards · Ishpeming

Ishpeming, MI natural hazards

Most of the natural-hazard damage FEMA expects in Ishpeming comes from cold waves, and overall the risk is low for a U.S. community. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Ishpeming?

28
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Ishpeming to be higher than in 28% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves51%Inland flooding31%Hail11%Everything else7%
By hazard

What Ishpeming faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

51% of expected damage
Above average · higher than 59% of U.S. places
Recorded about 5 times a year in the area

Inland flooding

31% of expected damage
Below average · higher than 39% of U.S. places
Recorded about once a year in the area

Hail

11% of expected damage
Well above average · higher than 97% of U.S. places
Recorded about once a year in the area

Lower here

TornadoesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Ishpeming flood?

FEMA's records show no paid flood insurance claims in Ishpeming.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Ishpeming isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Marquette County.
Disasters that hit Ishpeming

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Ishpeming itself: aid to households, or repair grants to the City of Ishpeming.

Brought FEMA money into IshpemingDeclared for Marquette County only
2026

Severe Storms, Tornadoes, and Flooding

$19K to the City of Ishpeming for repairs
2013

Flooding

$20K to the City of Ishpeming for repairs
2002

Flooding

$48K to the City of Ishpeming for repairs
1999

Mi - Severe Weather 1/2 /99

$14K to the City of Ishpeming for repairs
Marquette County has had 9 natural disasters declared since 1953, most often floods and winter storms.
Around Ishpeming

Ishpeming and the towns around it

Ishpeming: Very low, mostly cold wavesTilden: Low, mostly cold wavesNegaunee: Very low, mostly cold wavesPowell: Low, mostly inland floodingChampion: Moderate, mostly inland floodingNegaunee: Very low, mostly cold wavesEly: Low, mostly cold wavesMarquette: Very low, mostly cold wavesRichmond: Low, mostly cold wavesForsyth: Low, mostly cold wavesWest Branch: Low, mostly cold wavesIshpeming: Low, mostly cold waves IshpemingIshpemingTildenNegaunee
Very lowLowModerateHighVery high
Ishpemingmostly cold wavesLow
Tildenmostly cold wavesLow
Negauneemostly cold wavesVery low
Ishpemingmostly cold wavesVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Ishpeming covers 2 census tracts, combined by population.
Money that reached townFlood claims are matched to Ishpeming’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Ishpeming. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Ishpeming total about $1.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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