Natural hazards · Ishpeming

Ishpeming, MI natural hazards

Most of the natural-hazard damage FEMA expects in Ishpeming comes from cold waves, and overall the risk is very low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Ishpeming?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Ishpeming to be higher than in 11% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves56%Inland flooding22%Hail14%Everything else8%

By hazard

What Ishpeming faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

56% of expected damage

Above average · higher than 59% of U.S. places

Recorded about 5 times a year in the area

Inland flooding

22% of expected damage

Well below average · higher than 10% of U.S. places

Recorded about once a year in the area

Hail

14% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about once a year in the area

Lower here

TornadoesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Ishpeming flood?

FEMA's records show no paid flood insurance claims in Ishpeming.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Ishpeming isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Marquette County.

Disasters that hit Ishpeming

Federal disasters declared here

None of the disasters declared for Marquette County shows FEMA aid or repair money reaching Ishpeming itself in FEMA’s records.

Brought FEMA money into IshpemingDeclared for Marquette County only

Marquette County has had 9 natural disasters declared since 1953, most often floods and winter storms.

Around Ishpeming

Ishpeming and the towns around it

Very lowLowModerateHighVery high

Championmostly inland floodingModerate

Ishpemingmostly cold wavesLow

Powellmostly inland floodingLow

Elymostly cold wavesLow

Tildenmostly cold wavesLow

Negauneemostly cold wavesVery low

Ishpemingmostly cold wavesVery low

Marquettemostly cold wavesVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Ishpeming covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Ishpeming’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Ishpeming. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Ishpeming total about $1.9M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.