Natural hazards · Milan

Milan, MI natural hazards

Most of the natural-hazard damage FEMA expects in Milan comes from inland flooding, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Milan?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Milan to be higher than in 24% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding54%Tornadoes18%Cold waves10%Strong wind8%Everything else11%

By hazard

What Milan faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

54% of expected damage

Below average · higher than 31% of U.S. places

Recorded about once a year in the area

Tornadoes

18% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about once every 57 years in the area

Cold waves

10% of expected damage

Above average · higher than 58% of U.S. places

Recorded about 3 times a year in the area

Strong wind

8% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about 5 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Milan flood?

FEMA's records show no paid flood insurance claims in Milan.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Milan isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Monroe County.

Disasters that hit Milan

Federal disasters declared here

None of the disasters declared for Monroe County shows FEMA aid or repair money reaching Milan itself in FEMA’s records.

Brought FEMA money into MilanDeclared for Monroe County only

Monroe County has had 8 natural disasters declared since 1953, most often floods and winter storms.

Around Milan

Milan and the towns around it

Very lowLowModerateHighVery high

Dundeemostly inland floodingModerate

Maconmostly inland floodingModerate

Londonmostly inland floodingLow

Milanmostly inland floodingLow

Yorkmostly inland floodingLow

Milanmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Milan covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Milan’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Milan. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Milan total about $1.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.