Natural hazards · Dundee

Dundee, MI natural hazards

Most of the natural-hazard damage FEMA expects in Dundee comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 18 claims here since 1982. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Dundee?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Dundee to be higher than in 54% of U.S. communities, mostly from inland flooding.

Inland flooding67%Tornadoes13%Cold waves7%Strong wind5%Everything else7%

By hazard

What Dundee faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

67% of expected damage

Above average · higher than 71% of U.S. places

Recorded about once a year in the area

Tornadoes

13% of expected damage

Well above average · higher than 83% of U.S. places

Cold waves

7% of expected damage

Above average · higher than 58% of U.S. places

Recorded about 3 times a year in the area

Strong wind

5% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about 5 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Dundee flood?

Every paid claim on a federal flood insurance policy in Dundee, from FEMA’s records.

18paid claims since 1982

$161Kpaid to owners

4homes flooded more than once

19822026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Dundee isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Monroe County.

Disasters that hit Dundee

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Dundee itself: aid to households, or repair grants to the Village of Dundee.

Brought FEMA money into DundeeDeclared for Monroe County only

2023

Severe Storms, Tornadoes, and Flooding

15 households applied for aid $24K aid approved

1999

Mi - Severe Weather 1/2 /99

$4K to the Village of Dundee for repairs

Monroe County has had 8 natural disasters declared since 1953, most often floods and winter storms.

Around Dundee

Dundee and the towns around it

Very lowLowModerateHighVery high

Dundeemostly inland floodingModerate

Milanmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Dundee covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Dundee’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Dundee. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Dundee total about $2.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.