Natural hazards · Macon

Macon, MI natural hazards

Most of the natural-hazard damage FEMA expects in Macon comes from inland flooding, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Macon?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Macon to be higher than in 41% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding53%Tornadoes15%Cold waves15%Strong wind7%Everything else10%

By hazard

What Macon faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

53% of expected damage

Above average · higher than 56% of U.S. places

Recorded about once a year in the area

Tornadoes

15% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about once every 29 years in the area

Cold waves

15% of expected damage

Above average · higher than 56% of U.S. places

Recorded about 3 times a year in the area

Strong wind

7% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about 5 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Macon flood?

FEMA's records show no paid flood insurance claims in Macon.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Macon isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lenawee County.

Disasters that hit Macon

Federal disasters declared here

None of the disasters declared for Lenawee County shows FEMA aid or repair money reaching Macon itself in FEMA’s records.

Brought FEMA money into MaconDeclared for Lenawee County only

Lenawee County has had 4 natural disasters declared since 1953, most often winter storms and hurricanes.

Around Macon

Macon and the towns around it

Very lowLowModerateHighVery high

Maconmostly inland floodingModerate

Ridgewaymostly inland floodingModerate

Tecumsehmostly inland floodingLow

Clintonmostly inland floodingLow

Milanmostly inland floodingLow

Salinemostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Macon covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Macon’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Macon. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Macon total about $1.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.