Natural hazards · Grosse Pointe Woods

Grosse Pointe Woods, MI natural hazards

Most of the natural-hazard damage FEMA expects in Grosse Pointe Woods comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 2 claims here since 1979. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Grosse Pointe Woods?

87
Very high
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Grosse Pointe Woods to be higher than in 87% of U.S. communities, mostly from inland flooding.

Inland flooding87%Everything else13%
By hazard

What Grosse Pointe Woods faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

87% of expected damage
Well above average · higher than 97% of U.S. places
Recorded about 3 times a year in the area

Lower here

Coastal floodingHurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Grosse Pointe Woods flood?

Every paid claim on a federal flood insurance policy in Grosse Pointe Woods, from FEMA’s records.

2paid claims since 1979
$1Kpaid to owners
0homes flooded more than once
19792026
of homes in flood zones
are insured
of all homes
are insured
No community discount. Grosse Pointe Woods isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Wayne County.
Disasters that hit Grosse Pointe Woods

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Grosse Pointe Woods itself: aid to households, or repair grants to the City of Grosse Pointe Woods.

Brought FEMA money into Grosse Pointe WoodsDeclared for Wayne County only
2023

Severe Storms, Tornadoes, and Flooding

127 households applied for aid $442K aid approved
2021

Severe Storms, Flooding, and Tornadoes

205 households applied for aid $276K aid approved $93K to the City of Grosse Pointe Woods for repairs
2014

Severe Storms and Flooding

69 households applied for aid $77K aid approved
2004

Severe Storms, Tornadoes, and Flooding

9 households applied for aid $4K aid approved
1999

Mi - Severe Weather 1/2 /99

$26K to the City of Grosse Pointe Woods for repairs
Wayne County has had 14 natural disasters declared since 1953, most often severe storms and floods.
Around Grosse Pointe Woods

Grosse Pointe Woods and the towns around it

Harper Woods: Very high, mostly inland floodingDetroit: Low, mostly inland floodingVillage of Grosse Pointe Shores: High, mostly inland floodingGrosse Pointe Farms: High, mostly inland floodingEastpointe: Low, mostly inland floodingDearborn: Low, mostly inland floodingRiver Rouge: Low, mostly inland floodingGrosse Pointe Park: Moderate, mostly inland floodingDearborn Heights: Low, mostly inland floodingMelvindale: Low, mostly inland floodingRedford: Very low, mostly inland floodingLincoln Park: Moderate, mostly inland floodingWarren: Low, mostly inland floodingHazel Park: Low, mostly inland floodingEcorse: Moderate, mostly inland floodingSt. Clair Shores: Moderate, mostly inland floodingGrosse Pointe: High, mostly inland floodingGrosse Pointe Woods: Very high, mostly inland flooding Grosse Pointe WoodsHarper WoodsDetroitVillage of Grosse Pointe ShoresGrosse Pointe Farms
Very lowLowModerateHighVery high
Grosse Pointe Woodsmostly inland floodingVery high
Harper Woodsmostly inland floodingVery high
Grosse Pointe Farmsmostly inland floodingHigh
Village of Grosse Pointe Shoresmostly inland floodingHigh
Detroitmostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Grosse Pointe Woods covers 4 census tracts, combined by population.
Money that reached townFlood claims are matched to Grosse Pointe Woods’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Grosse Pointe Woods. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Grosse Pointe Woods total about $12.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01