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Natural hazards · Grosse Pointe Farms

Grosse Pointe Farms, MI natural hazards

Most of the natural-hazard damage FEMA expects in Grosse Pointe Farms comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 3 claims here since 2021. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Grosse Pointe Farms?

71
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Grosse Pointe Farms to be higher than in 71% of U.S. communities, mostly from inland flooding.

Inland flooding83%Cold waves6%Tornadoes5%Everything else6%
By hazard

What Grosse Pointe Farms faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

83% of expected damage
Well above average · higher than 89% of U.S. places
Recorded about 3 times a year in the area

Cold waves

6% of expected damage
Below average · higher than 31% of U.S. places
Recorded about 3 times a year in the area

Tornadoes

5% of expected damage
Above average · higher than 57% of U.S. places

Lower here

Coastal floodingHurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Grosse Pointe Farms flood?

Every paid claim on a federal flood insurance policy in Grosse Pointe Farms, from FEMA’s records.

3paid claims since 2021
$5Kpaid to owners
0homes flooded more than once
20212026
of homes in flood zones
are insured
of all homes
are insured
No community discount. Grosse Pointe Farms isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Wayne County.
Disasters that hit Grosse Pointe Farms

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Grosse Pointe Farms itself: aid to households, or repair grants to the City of Grosse Pointe Farms.

Brought FEMA money into Grosse Pointe FarmsDeclared for Wayne County only
2023

Severe Storms, Tornadoes, and Flooding

36 households applied for aid $86K aid approved
2021

Severe Storms, Flooding, and Tornadoes

609 households applied for aid $1.1M aid approved
2014

Severe Storms and Flooding

2 households applied for aid
2004

Severe Storms, Tornadoes, and Flooding

1 household applied for aid
Wayne County has had 14 natural disasters declared since 1953, most often severe storms and floods.
Around Grosse Pointe Farms

Grosse Pointe Farms and the towns around it

Grosse Pointe: High, mostly inland floodingGrosse Pointe Woods: Very high, mostly inland floodingVillage of Grosse Pointe Shores: High, mostly inland floodingGrosse Pointe Park: Moderate, mostly inland floodingDetroit: Low, mostly inland floodingHarper Woods: Very high, mostly inland floodingSt. Clair Shores: Moderate, mostly inland floodingGrosse Pointe Farms: High, mostly inland flooding Grosse Pointe FarmsGrosse PointeGrosse Pointe WoodsVillage of Grosse Pointe Shores
Very lowLowModerateHighVery high
Grosse Pointe Woodsmostly inland floodingVery high
Grosse Pointe Farmsmostly inland floodingHigh
Village of Grosse Pointe Shoresmostly inland floodingHigh
Grosse Pointemostly inland floodingHigh
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Grosse Pointe Farms covers 3 census tracts, combined by population.
Money that reached townFlood claims are matched to Grosse Pointe Farms’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Grosse Pointe Farms. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Grosse Pointe Farms total about $6.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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