Natural hazards · Reynolds

Reynolds, MI natural hazards

Most of the natural-hazard damage FEMA expects in Reynolds comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 6 claims here since 1986.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Reynolds?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Reynolds to be higher than in 32% of U.S. communities, mostly from inland flooding.

Inland flooding62%Tornadoes12%Strong wind12%Cold waves8%Everything else7%

By hazard

What Reynolds faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

62% of expected damage

Above average · higher than 51% of U.S. places

Recorded about once every 3 years in the area

Tornadoes

12% of expected damage

Above average · higher than 65% of U.S. places

Recorded about once every 87 years in the area

Strong wind

12% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 2 times a year in the area

Cold waves

8% of expected damage

Below average · higher than 48% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Reynolds flood?

Every paid claim on a federal flood insurance policy in Reynolds, from FEMA’s records.

6paid claims since 1986

$101Kpaid to owners

0homes flooded more than once

19862026

Biggest named events

2026-04-Flooding: 3 claims, $84K

of all homes
are insured

No community discount. Reynolds isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Montcalm County.

Disasters that hit Reynolds

Federal disasters declared here

None of the disasters declared for Montcalm County shows FEMA aid or repair money reaching Reynolds itself in FEMA’s records.

Brought FEMA money into ReynoldsDeclared for Montcalm County only

Montcalm County has had 10 natural disasters declared since 1953, most often floods and winter storms.

Around Reynolds

Reynolds and the towns around it

Very lowLowModerateHighVery high

Aetnamostly strong windsHigh

Reynoldsmostly inland floodingLow

Crotonmostly inland floodingLow

Winfieldmostly inland floodingVery low

Piersonmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Reynolds covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Reynolds’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Reynolds. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Reynolds total about $2.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.