Natural hazards · Bismarck

Bismarck, MI natural hazards

Most of the natural-hazard damage FEMA expects in Bismarck comes from inland flooding, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Bismarck?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Bismarck to be higher than in 21% of U.S. communities, mostly from inland flooding.

Inland flooding72%Cold waves9%Lightning9%Everything else9%

By hazard

What Bismarck faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

72% of expected damage

Above average · higher than 50% of U.S. places

Cold waves

9% of expected damage

Above average · higher than 52% of U.S. places

Recorded about 2 times a year in the area

Lightning

9% of expected damage

Above average · higher than 50% of U.S. places

Lower here

HurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong wind

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Bismarck flood?

FEMA's records show no paid flood insurance claims in Bismarck.

Disasters that hit Bismarck

Federal disasters declared here

None of the disasters declared for Presque Isle County shows FEMA aid or repair money reaching Bismarck itself in FEMA’s records.

Brought FEMA money into BismarckDeclared for Presque Isle County only

Presque Isle County has had 5 natural disasters declared since 1953, most often floods and ice storms.

Around Bismarck

Bismarck and the towns around it

Very lowLowModerateHighVery high

Moltkemostly inland floodingModerate

Montmorencymostly inland floodingLow

Bismarckmostly inland floodingLow

Belknapmostly inland floodingLow

Casemostly inland floodingLow

Metzmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Bismarck covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Bismarck’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Bismarck. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Bismarck total about $864K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.