Natural hazards · Metz

Metz, MI natural hazards

Most of the natural-hazard damage FEMA expects in Metz comes from inland flooding, and overall the risk is very low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Metz?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Metz to be higher than in 16% of U.S. communities, mostly from inland flooding.

Inland flooding66%Cold waves11%Lightning11%Hail5%Everything else6%

By hazard

What Metz faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

66% of expected damage

Below average · higher than 41% of U.S. places

Cold waves

11% of expected damage

Above average · higher than 52% of U.S. places

Recorded about 2 times a year in the area

Lightning

11% of expected damage

Above average · higher than 50% of U.S. places

Hail

5% of expected damage

Well above average · higher than 78% of U.S. places

Recorded about once a year in the area

Lower here

Coastal floodingHurricanesTornadoesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong wind

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Metz flood?

FEMA's records show no paid flood insurance claims in Metz.

Disasters that hit Metz

Federal disasters declared here

None of the disasters declared for Presque Isle County shows FEMA aid or repair money reaching Metz itself in FEMA’s records.

Brought FEMA money into MetzDeclared for Presque Isle County only

Presque Isle County has had 5 natural disasters declared since 1953, most often floods and ice storms.

Around Metz

Metz and the towns around it

Very lowLowModerateHighVery high

Wellingtonmostly inland floodingLow

Bismarckmostly inland floodingLow

Belknapmostly inland floodingLow

Metzmostly inland floodingVery low

Posenmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Metz is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Metz’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Metz. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.