Natural hazards · Montmorency

Montmorency, MI natural hazards

Most of the natural-hazard damage FEMA expects in Montmorency comes from inland flooding, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Montmorency?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Montmorency to be higher than in 28% of U.S. communities, mostly from inland flooding.

Inland flooding78%Cold waves10%Lightning5%Everything else7%

By hazard

What Montmorency faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

78% of expected damage

Above average · higher than 60% of U.S. places

Recorded about once every 14 years in the area

Cold waves

10% of expected damage

Below average · higher than 39% of U.S. places

Recorded about 2 times a year in the area

Lightning

5% of expected damage

Above average · higher than 64% of U.S. places

Lower here

HurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong wind

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Montmorency flood?

FEMA's records show no paid flood insurance claims in Montmorency.

Disasters that hit Montmorency

Federal disasters declared here

None of the disasters declared for Montmorency County shows FEMA aid or repair money reaching Montmorency itself in FEMA’s records.

Brought FEMA money into MontmorencyDeclared for Montmorency County only

Montmorency County has had 6 natural disasters declared since 1953, most often winter storms and floods.

Around Montmorency

Montmorency and the towns around it

Very lowLowModerateHighVery high

Forestmostly inland floodingModerate

Brileymostly inland floodingLow

Viennamostly inland floodingLow

Montmorencymostly inland floodingLow

Hillmanmostly inland floodingLow

Allismostly inland floodingLow

Corwithmostly inland floodingLow

Wellingtonmostly inland floodingLow

Bismarckmostly inland floodingLow

Casemostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Montmorency covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Montmorency’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Montmorency. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Montmorency total about $1.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.