Natural hazards · Wright

Wright, MI natural hazards

Most of the natural-hazard damage FEMA expects in Wright comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 4 claims here since 2013.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Wright?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Wright to be higher than in 24% of U.S. communities, mostly from inland flooding.

Inland flooding68%Strong wind10%Tornadoes10%Cold waves6%Everything else6%

By hazard

What Wright faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

68% of expected damage

Below average · higher than 47% of U.S. places

Recorded about once a year in the area

Strong wind

10% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

10% of expected damage

Above average · higher than 56% of U.S. places

Recorded about once every 53 years in the area

Cold waves

6% of expected damage

Below average · higher than 33% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Wright flood?

Every paid claim on a federal flood insurance policy in Wright, from FEMA’s records.

4paid claims since 2013

$43Kpaid to owners

0homes flooded more than once

20132026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Wright isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Ottawa County.

Disasters that hit Wright

Federal disasters declared here

None of the disasters declared for Ottawa County shows FEMA aid or repair money reaching Wright itself in FEMA’s records.

Brought FEMA money into WrightDeclared for Ottawa County only

Ottawa County has had 14 natural disasters declared since 1953, most often floods and severe storms.

Around Wright

Wright and the towns around it

Very lowLowModerateHighVery high

Polktonmostly inland floodingModerate

Tallmadgemostly inland floodingLow

Wrightmostly inland floodingLow

Chestermostly inland floodingLow

Alpinemostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Wright covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Wright’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Wright. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Wright total about $1.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.