Natural hazards · Wiscasset

Wiscasset, ME natural hazards

Most of the natural-hazard damage FEMA expects in Wiscasset comes from inland flooding, and overall the risk is moderate for a U.S. community. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Wiscasset?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Wiscasset to be higher than in 50% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding38%Hurricanes26%Coastal flooding10%Ice storms8%Everything else18%

By hazard

What Wiscasset faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

38% of expected damage

Below average · higher than 26% of U.S. places

Recorded about once every 2 years in the area

Hurricanes

26% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about once every 10 years in the area

Coastal flooding

10% of expected damage

Well above average · higher than 98% of U.S. places

Ice storms

8% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about once a year in the area

Lower here

TornadoesHailWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

AvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Wiscasset flood?

FEMA's records show no paid flood insurance claims in Wiscasset.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Wiscasset isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lincoln County.

Disasters that hit Wiscasset

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Wiscasset itself: aid to households, or repair grants to the Town of Wiscasset.

Brought FEMA money into WiscassetDeclared for Lincoln County only

2024

Severe Storms and Flooding

14 households applied for aid $23K aid approved $35K to the Town of Wiscasset for repairs

2017

Severe Storm and Flooding

$48K to the Town of Wiscasset for repairs

2010

Severe Winter Storm

$8K to the Town of Wiscasset for repairs

2009

Severe Storms, Flooding, and Landslides

$26K to the Town of Wiscasset for repairs

2008

Severe Winter Storm and Flooding

$45K to the Town of Wiscasset for repairs

2007

Severe Storms and Inland and Coastal Flooding

7 households applied for aid $6K aid approved $8K to the Town of Wiscasset for repairs

2001

Snow

$7K to the Town of Wiscasset for repairs

Lincoln County has had 25 natural disasters declared since 1953, most often floods and severe storms.

Around Wiscasset

Wiscasset and the towns around it

Very lowLowModerateHighVery high

Wiscassetmostly inland floodingModerate

Westport Islandmostly inland floodingModerate

Dresdenmostly inland floodingModerate

Alnamostly inland floodingModerate

Edgecombmostly inland floodingModerate

Newcastlemostly inland floodingModerate

Woolwichmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Wiscasset covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Wiscasset’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Wiscasset. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Wiscasset total about $1.8M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.