Natural hazards · Roxbury

Roxbury, ME natural hazards

Most of the natural-hazard damage FEMA expects in Roxbury comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 1 claim here since 2023. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Roxbury?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Roxbury to be higher than in 81% of U.S. communities, mostly from inland flooding.

Inland flooding77%Hurricanes9%Cold waves7%Everything else7%

By hazard

What Roxbury faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

77% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about 3 times a year in the area

Hurricanes

9% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about once every 12 years in the area

Cold waves

7% of expected damage

Above average · higher than 50% of U.S. places

Recorded about 6 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Roxbury flood?

Every paid claim on a federal flood insurance policy in Roxbury, from FEMA’s records.

1paid claims since 2023

$50Kpaid to owners

0homes flooded more than once

20232026

Biggest named events

December Nor'easter: 1 claim, $50K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Roxbury isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Oxford County.

Disasters that hit Roxbury

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Roxbury itself: aid to households, or repair grants to the Town of Roxbury.

Brought FEMA money into RoxburyDeclared for Oxford County only

2023

Severe Storm and Flooding

23 households applied for aid $82K aid approved $65K to the Town of Roxbury for repairs

2011

Tropical Storm Irene

$22K to the Town of Roxbury for repairs

2005

Severe Storms, Flooding, Snow Melt, and Ice Jams

$4K to the Town of Roxbury for repairs

2000

Severe Storms, Flooding, and Ice Jams

$9K to the Town of Roxbury for repairs

Oxford County has had 33 natural disasters declared since 1953, most often severe storms and floods.

Around Roxbury

Roxbury and the towns around it

Very lowLowModerateHighVery high

Roxburymostly inland floodingVery high

Mexicomostly inland floodingVery high

Byronmostly inland floodingVery high

Weldmostly inland floodingHigh

Rumfordmostly inland floodingHigh

Andovermostly inland floodingHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Roxbury covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Roxbury’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Roxbury. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Roxbury total about $1.9M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.