Natural hazards · Andover

Andover, ME natural hazards

Most of the natural-hazard damage FEMA expects in Andover comes from inland flooding, and overall the risk is high for a U.S. community. 13 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Andover?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Andover to be higher than in 63% of U.S. communities, mostly from inland flooding.

Inland flooding73%Hurricanes14%Cold waves6%Everything else7%

By hazard

What Andover faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

73% of expected damage

Well above average · higher than 78% of U.S. places

Recorded about 3 times a year in the area

Hurricanes

14% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about once every 16 years in the area

Cold waves

6% of expected damage

Above average · higher than 53% of U.S. places

Recorded about 7 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDroughtAvalanches

Not a risk here

Coastal floodingTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Andover flood?

FEMA's records show no paid flood insurance claims in Andover.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Andover isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Oxford County.

Disasters that hit Andover

13 federal disasters brought FEMA money here

Disasters the President declared that paid out in Andover itself: aid to households, or repair grants to the Town of Andover.

Brought FEMA money into AndoverDeclared for Oxford County only

2023

Severe Storm and Flooding

22 households applied for aid $223K aid approved $3.1M to the Town of Andover for repairs

2017

Severe Storm and Flooding

$110K to the Town of Andover for repairs

2011

Tropical Storm Irene

$19K to the Town of Andover for repairs

2007

Severe Storms and Inland and Coastal Flooding

1 household applied for aid $533 aid approved

2005

Severe Storms, Flooding, Snow Melt, and Ice Jams

$5K to the Town of Andover for repairs

2005

Record Snow

$5K to the Town of Andover for repairs

2005

Snow

$4K to the Town of Andover for repairs

2005

Record And/Or Near Record Snow

$8K to the Town of Andover for repairs

2003

Snow

$3K to the Town of Andover for repairs

2001

Severe Winter Storms and Flooding

$5K to the Town of Andover for repairs

2001

Snow

$12K to the Town of Andover for repairs

2000

Severe Storms, Flooding, and Ice Jams

$40K to the Town of Andover for repairs

1999

Hurricane Floyd Major Disaster Declarations

$32K to the Town of Andover for repairs

Oxford County has had 33 natural disasters declared since 1953, most often severe storms and floods.

Around Andover

Andover and the towns around it

Very lowLowModerateHighVery high

Roxburymostly inland floodingVery high

Andovermostly inland floodingHigh

Newrymostly inland floodingHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Andover is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Andover’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Andover. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.