Natural hazards · Byron

Byron, ME natural hazards

Most of the natural-hazard damage FEMA expects in Byron comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 4 claims here since 2020. 14 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Byron?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Byron to be higher than in 81% of U.S. communities, mostly from inland flooding.

Inland flooding77%Hurricanes9%Cold waves7%Everything else7%

By hazard

What Byron faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

77% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about 3 times a year in the area

Hurricanes

9% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about once every 12 years in the area

Cold waves

7% of expected damage

Above average · higher than 50% of U.S. places

Recorded about 6 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Byron flood?

Every paid claim on a federal flood insurance policy in Byron, from FEMA’s records.

4paid claims since 2020

$88Kpaid to owners

1homes flooded more than once

20202026

Biggest named events

December Nor'easter: 2 claims, $37K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Byron isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Oxford County.

Disasters that hit Byron

14 federal disasters brought FEMA money here

Disasters the President declared that paid out in Byron itself: aid to households, or repair grants to the Town of Byron.

Brought FEMA money into ByronDeclared for Oxford County only

2023

Severe Storm and Flooding

6 households applied for aid $22K aid approved $1.5M to the Town of Byron for repairs

2011

Tropical Storm Irene

$37K to the Town of Byron for repairs

2009

Severe Storms, Flooding, and Landslides

$38K to the Town of Byron for repairs

2007

Severe Storms and Inland and Coastal Flooding

$15K to the Town of Byron for repairs

2005

Severe Storms, Flooding, Snow Melt, and Ice Jams

$17K to the Town of Byron for repairs

2005

Record Snow

$2K to the Town of Byron for repairs

2005

Snow

$2K to the Town of Byron for repairs

2005

Record And/Or Near Record Snow

$2K to the Town of Byron for repairs

2003

Severe Storms, Flooding, Snow Melt and Ice Jams

$6K to the Town of Byron for repairs

2003

Snow

$1K to the Town of Byron for repairs

2001

Severe Winter Storms and Flooding

$27K to the Town of Byron for repairs

2001

Snow

$5K to the Town of Byron for repairs

2000

Severe Storms, Flooding, and Ice Jams

$16K to the Town of Byron for repairs

1999

Hurricane Floyd Major Disaster Declarations

$61K to the Town of Byron for repairs

Oxford County has had 33 natural disasters declared since 1953, most often severe storms and floods.

Around Byron

Byron and the towns around it

Very lowLowModerateHighVery high

Byronmostly inland floodingVery high

Roxburymostly inland floodingVery high

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Byron is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Byron’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Byron. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.