TownTapestry
Sign inJoin
LitchfieldGood afternoon
Natural hazards · Litchfield

Litchfield, ME natural hazards

Most of the natural-hazard damage FEMA expects in Litchfield comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 1 claim here since 2012. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Litchfield?

24
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Litchfield to be higher than in 24% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding47%Hurricanes21%Ice storms9%Winter weather5%Everything else19%
By hazard

What Litchfield faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

47% of expected damage
Well below average · higher than 21% of U.S. places
Recorded about 3 times a year in the area

Hurricanes

21% of expected damage
Well above average · higher than 84% of U.S. places
Recorded about once every 8 years in the area

Ice storms

9% of expected damage
Well above average · higher than 97% of U.S. places
Recorded about once a year in the area

Winter weather

5% of expected damage
Well above average · higher than 89% of U.S. places
Recorded about 21 times a year in the area

Lower here

TornadoesHailCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Litchfield flood?

Every paid claim on a federal flood insurance policy in Litchfield, from FEMA’s records.

1paid claims since 2012
$7Kpaid to owners
0homes flooded more than once
20122026
of homes in flood zones
are insured
of all homes
are insured
No community discount. Litchfield isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Kennebec County.
Disasters that hit Litchfield

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Litchfield itself: aid to households, or repair grants to the Town of Litchfield.

Brought FEMA money into LitchfieldDeclared for Kennebec County only
2023

Severe Storm and Flooding

26 households applied for aid $10K aid approved $46K to the Town of Litchfield for repairs
2017

Severe Storm and Flooding

$44K to the Town of Litchfield for repairs
2005

Severe Storms, Flooding, Snow Melt, and Ice Jams

$11K to the Town of Litchfield for repairs
2005

Record And/Or Near Record Snow

$7K to the Town of Litchfield for repairs
2003

Severe Storms, Flooding, Snow Melt and Ice Jams

$19K to the Town of Litchfield for repairs
2003

Snow

$6K to the Town of Litchfield for repairs
Kennebec County has had 22 natural disasters declared since 1953, most often severe storms and floods.
Around Litchfield

Litchfield and the towns around it

West Gardiner: Low, mostly inland floodingRichmond: Moderate, mostly inland floodingGardiner: Moderate, mostly inland floodingWales: Low, mostly inland floodingBowdoin: Moderate, mostly inland floodingSabattus: Low, mostly inland floodingMonmouth: Low, mostly inland floodingFarmingdale: Moderate, mostly inland floodingManchester: Very low, mostly inland floodingWinthrop: Very low, mostly inland floodingDresden: Moderate, mostly inland floodingPittston: Moderate, mostly inland floodingBowdoinham: Moderate, mostly inland floodingRandolph: Moderate, mostly inland floodingGreene: Low, mostly inland floodingLisbon: Low, mostly inland floodingTopsham: Low, mostly inland floodingLewiston: Low, mostly inland floodingLeeds: Low, mostly inland floodingWayne: Very low, mostly inland floodingLitchfield: Low, mostly inland flooding LitchfieldWest GardinerRichmondGardinerWalesBowdoinSabattusMonmouth
Very lowLowModerateHighVery high
Richmondmostly inland floodingModerate
Bowdoinmostly inland floodingModerate
Gardinermostly inland floodingModerate
West Gardinermostly inland floodingLow
Litchfieldmostly inland floodingLow
Walesmostly inland floodingLow
Sabattusmostly inland floodingLow
Monmouthmostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Litchfield covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Litchfield’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Litchfield. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Litchfield total about $670K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

The door’s open

Where to, neighbor?

You’re in Litchfield, MEKennebec CountyView boundary

Nearby

All towns & citiesExplore the map

Local begins with a boundary.

See what belongs to your selected town.

Loading boundary…

Litchfield is your selected town. The feed includes posts assigned to this town, not a distance radius or ZIP code.

Neighborhoods narrow the feed further, while townwide announcements, events, and issues remain visible.

Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
Open detailed map