Natural hazards · North Haven

North Haven, ME natural hazards

Most of the natural-hazard damage FEMA expects in North Haven comes from coastal flooding, and overall the risk is moderate for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is North Haven?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in North Haven to be higher than in 47% of U.S. communities, mostly from coastal flooding and hurricanes.

Coastal flooding38%Hurricanes25%Inland flooding17%Ice storms8%Everything else13%

By hazard

What North Haven faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Coastal flooding

38% of expected damage

Well above average · among the top 1% of U.S. places

Hurricanes

25% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about once every 11 years in the area

Inland flooding

17% of expected damage

Well below average · higher than 1% of U.S. places

Recorded about once a year in the area

Ice storms

8% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about once a year in the area

Lower here

TornadoesHailWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does North Haven flood?

FEMA's records show no paid flood insurance claims in North Haven.

of homes in flood zones
are insured

of all homes
are insured

No community discount. North Haven isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Knox County.

Disasters that hit North Haven

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in North Haven itself: aid to households, or repair grants to the Town of North Haven.

Brought FEMA money into North HavenDeclared for Knox County only

2024

Severe Storms and Flooding

6 households applied for aid $2K aid approved $27K to the Town of North Haven for repairs

2007

Severe Storms and Inland and Coastal Flooding

1 household applied for aid

Knox County has had 26 natural disasters declared since 1953, most often severe storms and floods.

Around North Haven

North Haven and the towns around it

Very lowLowModerateHighVery high

North Havenmostly coastal floodingModerate

Vinalhavenmostly coastal floodingModerate

Owls Headmostly hurricanesLow

Deer Islemostly hurricanesLow

Stoningtonmostly hurricanesLow

Camdenmostly inland floodingLow

Rockportmostly hurricanesLow

Rocklandmostly hurricanesVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. North Haven is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to North Haven’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of North Haven. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.