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Natural hazards · Camden

Camden, ME natural hazards

Most of the natural-hazard damage FEMA expects in Camden comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 13 claims here since 1987. 10 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Camden?

23
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Camden to be higher than in 23% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding33%Hurricanes32%Ice storms10%Strong wind5%Everything else20%
By hazard

What Camden faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

33% of expected damage
Well below average · higher than 5% of U.S. places
Recorded about once a year in the area

Hurricanes

32% of expected damage
Well above average · higher than 87% of U.S. places
Recorded about once every 12 years in the area

Ice storms

10% of expected damage
Well above average · higher than 98% of U.S. places
Recorded about once a year in the area

Strong wind

5% of expected damage
Well below average · higher than 13% of U.S. places
Recorded about once every 2 years in the area

Lower here

Coastal floodingTornadoesHailWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightningDroughtAvalanches

Not a risk here

TsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Camden flood?

Every paid claim on a federal flood insurance policy in Camden, from FEMA’s records.

13paid claims since 1987
$494Kpaid to owners
1homes flooded more than once
19872026

Biggest named events

  • April 2007 Nor'easter: 2 claims, $129K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Camden isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Knox County.
Disasters that hit Camden

10 federal disasters brought FEMA money here

Disasters the President declared that paid out in Camden itself: aid to households, or repair grants to the Town of Camden.

Brought FEMA money into CamdenDeclared for Knox County only
2024

Severe Storms and Flooding

3 households applied for aid $970K to the Town of Camden for repairs
2022

Severe Storm and Flooding

$268K to the Town of Camden for repairs
2021

Severe Storm and Flooding

$165K to the Town of Camden for repairs
2017

Severe Storm and Flooding

$19K to the Town of Camden for repairs
2013

Severe Winter Storm, Snowstorm, and Flooding

$25K to the Town of Camden for repairs
2010

Severe Winter Storm

$750 to the Town of Camden for repairs
2008

Severe Winter Storm and Flooding

$53K to the Town of Camden for repairs
2007

Severe Storms and Inland and Coastal Flooding

2 households applied for aid $4K aid approved
2005

Severe Storms, Flooding, Snow Melt, and Ice Jams

$35K to the Town of Camden for repairs
2005

Record And/Or Near Record Snow

$17K to the Town of Camden for repairs
Knox County has had 26 natural disasters declared since 1953, most often severe storms and floods.
Around Camden

Camden and the towns around it

Rockport: Low, mostly hurricanesNorth Haven: Moderate, mostly coastal floodingLincolnville: Low, mostly hurricanesHope: Low, mostly inland floodingIslesboro: no dataRockland: Very low, mostly hurricanesWarren: Low, mostly inland floodingDeer Isle: Low, mostly hurricanesVinalhaven: Moderate, mostly coastal floodingOwls Head: Low, mostly hurricanesStonington: Low, mostly hurricanesNorthport: Low, mostly hurricanesSearsmont: Moderate, mostly inland floodingAppleton: Low, mostly inland floodingUnion: Low, mostly inland floodingBrooksville: Low, mostly hurricanesCastine: Very low, mostly hurricanesSearsport: Low, mostly inland floodingCamden: Low, mostly inland flooding CamdenRockportNorth HavenLincolnvilleHopeIslesboro
Very lowLowModerateHighVery high
North Havenmostly coastal floodingModerate
Hopemostly inland floodingLow
Lincolnvillemostly hurricanesLow
Camdenmostly inland floodingLow
Rockportmostly hurricanesLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Camden covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Camden’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Camden. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Camden total about $1.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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