Natural hazards · Stonington

Stonington, ME natural hazards

Most of the natural-hazard damage FEMA expects in Stonington comes from hurricanes, and overall the risk is low for a U.S. community. Flood insurance has paid 3 claims here since 1978. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Stonington?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Stonington to be higher than in 31% of U.S. communities, mostly from hurricanes and coastal flooding.

Hurricanes27%Coastal flooding25%Inland flooding17%Cold waves10%Ice storms8%Everything else14%

By hazard

What Stonington faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

27% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about once every 12 years in the area

Coastal flooding

25% of expected damage

Well above average · among the top 1% of U.S. places

Inland flooding

17% of expected damage

Well below average · higher than 1% of U.S. places

Recorded about once a year in the area

Cold waves

10% of expected damage

Below average · higher than 42% of U.S. places

Recorded about 2 times a year in the area

Ice storms

8% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about once a year in the area

Lower here

TornadoesHailWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

AvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Stonington flood?

Every paid claim on a federal flood insurance policy in Stonington, from FEMA’s records.

3paid claims since 1978

$65Kpaid to owners

0homes flooded more than once

19782026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Stonington isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Hancock County.

Disasters that hit Stonington

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Stonington itself: aid to households, or repair grants to the Town of Stonington.

Brought FEMA money into StoningtonDeclared for Hancock County only

2024

Severe Storms and Flooding

15 households applied for aid $7K aid approved $33K to the Town of Stonington for repairs

2017

Severe Storm and Flooding

$7K to the Town of Stonington for repairs

2009

Severe Storms, Flooding, and Landslides

$4K to the Town of Stonington for repairs

2007

Severe Storms and Inland and Coastal Flooding

$9K to the Town of Stonington for repairs

2005

Severe Storms, Flooding, Snow Melt, and Ice Jams

$39K to the Town of Stonington for repairs

2002

Severe Winter Cold and Frost

$3K to the Town of Stonington for repairs

Hancock County has had 19 natural disasters declared since 1953, most often severe storms and floods.

Around Stonington

Stonington and the towns around it

Very lowLowModerateHighVery high

Isle au Hautmostly coastal floodingModerate

North Havenmostly coastal floodingModerate

Stoningtonmostly hurricanesLow

Deer Islemostly hurricanesLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Stonington is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Stonington’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Stonington. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.