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Natural hazards · North Berwick

North Berwick, ME natural hazards

Most of the natural-hazard damage FEMA expects in North Berwick comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 7 claims here since 1996. 14 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is North Berwick?

26
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in North Berwick to be higher than in 26% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding48%Hurricanes26%Ice storms8%Earthquakes6%Everything else12%
By hazard

What North Berwick faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

48% of expected damage
Well below average · higher than 20% of U.S. places
Recorded about once a year in the area

Hurricanes

26% of expected damage
Well above average · higher than 85% of U.S. places
Recorded about once every 7 years in the area

Ice storms

8% of expected damage
Well above average · higher than 97% of U.S. places
Recorded about 2 times a year in the area

Earthquakes

6% of expected damage
Above average · higher than 61% of U.S. places

Lower here

TornadoesHailWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does North Berwick flood?

Every paid claim on a federal flood insurance policy in North Berwick, from FEMA’s records.

7paid claims since 1996
$113Kpaid to owners
1homes flooded more than once
19962026

Biggest named events

  • April 2007 Nor'easter: 1 claim, $5K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of all homes
are insured
No community discount. North Berwick isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: York County.
Disasters that hit North Berwick

14 federal disasters brought FEMA money here

Disasters the President declared that paid out in North Berwick itself: aid to households, or repair grants to the Town of North Berwick.

Brought FEMA money into North BerwickDeclared for York County only
2024

Severe Winter Storm

$103K to the Town of North Berwick for repairs
2024

Severe Storms and Flooding

11 households applied for aid $43K aid approved
2017

Severe Storm and Flooding

$8K to the Town of North Berwick for repairs
2015

Severe Winter Storm, Snowstorm, and Flooding

$22K to the Town of North Berwick for repairs
2013

Severe Winter Storm, Snowstorm, and Flooding

$24K to the Town of North Berwick for repairs
2010

Severe Storms and Flooding

$13K to the Town of North Berwick for repairs
2010

Severe Winter Storm

$13K to the Town of North Berwick for repairs
2008

Severe Winter Storm and Flooding

$119K to the Town of North Berwick for repairs
2007

Severe Storms and Inland and Coastal Flooding

14 households applied for aid $13K aid approved $224K to the Town of North Berwick for repairs
2006

Severe Storms and Flooding

30 households applied for aid $32K aid approved $18K to the Town of North Berwick for repairs
2005

Snow

$14K to the Town of North Berwick for repairs
2005

Record And/Or Near Record Snow

$29K to the Town of North Berwick for repairs
2001

Severe Winter Storms and Flooding

$25K to the Town of North Berwick for repairs
2001

Snow

$16K to the Town of North Berwick for repairs
York County has had 36 natural disasters declared since 1953, most often severe storms and floods.
Around North Berwick

North Berwick and the towns around it

Sanford: Low, mostly inland floodingBerwick: Low, mostly inland floodingWells: Moderate, mostly inland floodingLebanon: Low, mostly inland floodingSouth Berwick: Low, mostly inland floodingAlfred: Low, mostly inland floodingShapleigh: Low, mostly inland floodingRochester: Moderate, mostly inland floodingSomersworth: Low, mostly inland floodingRollinsford: Low, mostly inland floodingKennebunk: Low, mostly inland floodingOgunquit: Moderate, mostly inland floodingMilton: Low, mostly inland floodingActon: Low, mostly inland floodingEliot: Low, mostly inland floodingDover: Moderate, mostly inland floodingYork: Low, mostly inland floodingNorth Berwick: Low, mostly inland flooding North BerwickSanfordBerwickWellsLebanonSouth Berwick
Very lowLowModerateHighVery high
Wellsmostly inland floodingModerate
Berwickmostly inland floodingLow
Lebanonmostly inland floodingLow
South Berwickmostly inland floodingLow
North Berwickmostly inland floodingLow
Sanfordmostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. North Berwick covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to North Berwick’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of North Berwick. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across North Berwick total about $1.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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