Natural hazards · Berwick

Berwick, ME natural hazards

Most of the natural-hazard damage FEMA expects in Berwick comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 10 claims here since 2006. 16 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Berwick?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Berwick to be higher than in 37% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding54%Hurricanes21%Ice storms7%Everything else19%

By hazard

What Berwick faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

54% of expected damage

Below average · higher than 40% of U.S. places

Recorded about once a year in the area

Hurricanes

21% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about once every 8 years in the area

Ice storms

7% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 2 times a year in the area

Lower here

TornadoesHailWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Berwick flood?

Every paid claim on a federal flood insurance policy in Berwick, from FEMA’s records.

10paid claims since 2006

$380Kpaid to owners

2homes flooded more than once

20062026

Biggest named events

April 2007 Nor'easter: 6 claims, $298K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of all homes
are insured

No community discount. Berwick isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: York County.

Disasters that hit Berwick

16 federal disasters brought FEMA money here

Disasters the President declared that paid out in Berwick itself: aid to households, or repair grants to the Town of Berwick.

Brought FEMA money into BerwickDeclared for York County only

2024

Severe Winter Storm

$23K to the Town of Berwick for repairs

2024

Severe Storms and Flooding

4 households applied for aid $3K aid approved

2022

Severe Storm and Flooding

$12K to the Town of Berwick for repairs

2017

Severe Storm and Flooding

$5K to the Town of Berwick for repairs

2015

Severe Winter Storm, Snowstorm, and Flooding

$25K to the Town of Berwick for repairs

2013

Severe Winter Storm, Snowstorm, and Flooding

$24K to the Town of Berwick for repairs

2011

Tropical Storm Irene

$8K to the Town of Berwick for repairs

2010

Severe Storms and Flooding

$73K to the Town of Berwick for repairs

2010

Severe Winter Storm

$22K to the Town of Berwick for repairs

2008

Severe Winter Storm and Flooding

$118K to the Town of Berwick for repairs

2007

Severe Storms and Inland and Coastal Flooding

49 households applied for aid $77K aid approved $111K to the Town of Berwick for repairs

2006

Severe Storms and Flooding

61 households applied for aid $57K aid approved $20K to the Town of Berwick for repairs

2005

Snow

$11K to the Town of Berwick for repairs

2005

Record And/Or Near Record Snow

$30K to the Town of Berwick for repairs

2001

Severe Winter Storms and Flooding

$2K to the Town of Berwick for repairs

2001

Snow

$14K to the Town of Berwick for repairs

York County has had 36 natural disasters declared since 1953, most often severe storms and floods.

Around Berwick

Berwick and the towns around it

Very lowLowModerateHighVery high

Rochestermostly inland floodingModerate

Berwickmostly inland floodingLow

Rollinsfordmostly inland floodingLow

Lebanonmostly inland floodingLow

South Berwickmostly inland floodingLow

Somersworthmostly inland floodingLow

North Berwickmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Berwick covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Berwick’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Berwick. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Berwick total about $1.9M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.