Natural hazards · Kennebunk

Kennebunk, ME natural hazards

Most of the natural-hazard damage FEMA expects in Kennebunk comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 261 claims here since 1978. 18 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Kennebunk?

35
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Kennebunk to be higher than in 35% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding47%Hurricanes23%Coastal flooding10%Ice storms7%Earthquakes6%Everything else7%
By hazard

What Kennebunk faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

47% of expected damage
Well below average · higher than 23% of U.S. places
Recorded about once a year in the area

Hurricanes

23% of expected damage
Well above average · higher than 85% of U.S. places
Recorded about once every 7 years in the area

Coastal flooding

10% of expected damage
Well above average · higher than 97% of U.S. places

Ice storms

7% of expected damage
Well above average · higher than 97% of U.S. places
Recorded about 3 times a year in the area

Earthquakes

6% of expected damage
Above average · higher than 65% of U.S. places

Lower here

TornadoesHailWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

AvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Kennebunk flood?

Every paid claim on a federal flood insurance policy in Kennebunk, from FEMA’s records.

261paid claims since 1978
$6.8Mpaid to owners
36homes flooded more than once
19782026

Biggest named events

  • The “Halloween” storm: 61 claims, $915K
  • April 2007 Nor'easter: 28 claims, $845K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (4) ■ flooded 2+ times

of all homes
are insured
No community discount. Kennebunk isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: York County.

What’s been done with FEMA grants

8homes raised above flood level
3flood-prone properties bought out and cleared
Disasters that hit Kennebunk

18 federal disasters brought FEMA money here

Disasters the President declared that paid out in Kennebunk itself: aid to households, or repair grants to the Town of Kennebunk.

Brought FEMA money into KennebunkDeclared for York County only
2024

Severe Winter Storm

$32K to the Town of Kennebunk for repairs
2024

Severe Storms and Flooding

37 households applied for aid $76K aid approved $1.6M to the Town of Kennebunk for repairs
2022

Severe Storm and Flooding

$88K to the Town of Kennebunk for repairs
2018

Severe Storm and Flooding

$1.5M to the Town of Kennebunk for repairs
2017

Severe Storm and Flooding

$31K to the Town of Kennebunk for repairs
2015

Severe Winter Storm, Snowstorm, and Flooding

$34K to the Town of Kennebunk for repairs
2013

Severe Winter Storm, Snowstorm, and Flooding

$41K to the Town of Kennebunk for repairs
2010

Severe Storms and Flooding

$16K to the Town of Kennebunk for repairs
2010

Severe Winter Storm

$56K to the Town of Kennebunk for repairs
2008

Severe Winter Storm and Flooding

$92K to the Town of Kennebunk for repairs
2008

Severe Storms, Flooding, and Tornadoes

$20K to the Town of Kennebunk for repairs
2007

Severe Storms and Inland and Coastal Flooding

52 households applied for aid $100K aid approved $1.1M to the Town of Kennebunk for repairs
2006

Severe Storms and Flooding

76 households applied for aid $86K aid approved $63K to the Town of Kennebunk for repairs
2005

Severe Storms, Flooding, Snow Melt, and Ice Jams

$62K to the Town of Kennebunk for repairs
2005

Snow

$29K to the Town of Kennebunk for repairs
2005

Record And/Or Near Record Snow

$81K to the Town of Kennebunk for repairs
2001

Severe Winter Storms and Flooding

$17K to the Town of Kennebunk for repairs
2001

Snow

$31K to the Town of Kennebunk for repairs
York County has had 36 natural disasters declared since 1953, most often severe storms and floods.
Around Kennebunk

Kennebunk and the towns around it

Arundel: Low, mostly inland floodingWells: Moderate, mostly inland floodingKennebunkport: Moderate, mostly coastal floodingLyman: Low, mostly inland floodingOgunquit: Moderate, mostly inland floodingNorth Berwick: Low, mostly inland floodingSouth Berwick: Low, mostly inland floodingBiddeford: Low, mostly inland floodingKennebunk: Low, mostly inland flooding KennebunkArundelWellsKennebunkport
Very lowLowModerateHighVery high
Kennebunkportmostly coastal floodingModerate
Wellsmostly inland floodingModerate
Kennebunkmostly inland floodingLow
Arundelmostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Kennebunk covers 3 census tracts, combined by population.
Money that reached townFlood claims are matched to Kennebunk’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Kennebunk. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Kennebunk total about $3.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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