Natural hazards · Kennebunkport

Kennebunkport, ME natural hazards

Most of the natural-hazard damage FEMA expects in Kennebunkport comes from coastal flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 175 claims here since 1978. 16 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Kennebunkport?

58
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Kennebunkport to be higher than in 58% of U.S. communities, mostly from coastal flooding and inland flooding.

Coastal flooding39%Inland flooding30%Hurricanes18%Ice storms5%Everything else8%
By hazard

What Kennebunkport faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Coastal flooding

39% of expected damage
Well above average · among the top 1% of U.S. places

Inland flooding

30% of expected damage
Well below average · higher than 12% of U.S. places
Recorded about once a year in the area

Hurricanes

18% of expected damage
Well above average · higher than 85% of U.S. places
Recorded about once every 7 years in the area

Ice storms

5% of expected damage
Well above average · higher than 97% of U.S. places
Recorded about 3 times a year in the area

Lower here

TornadoesHailWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

AvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Kennebunkport flood?

Every paid claim on a federal flood insurance policy in Kennebunkport, from FEMA’s records.

175paid claims since 1978
$5.9Mpaid to owners
18homes flooded more than once
19782026

Biggest named events

  • The “Halloween” storm: 22 claims, $683K
  • April 2007 Nor'easter: 20 claims, $547K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (3) ■ flooded 2+ times

of all homes
are insured
No community discount. Kennebunkport isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: York County.
Disasters that hit Kennebunkport

16 federal disasters brought FEMA money here

Disasters the President declared that paid out in Kennebunkport itself: aid to households, or repair grants to the Town of Kennebunkport.

Brought FEMA money into KennebunkportDeclared for York County only
2024

Severe Winter Storm

$6K to the Town of Kennebunkport for repairs
2024

Severe Storms and Flooding

43 households applied for aid $96K aid approved $253K to the Town of Kennebunkport for repairs
2022

Severe Storm and Flooding

$30K to the Town of Kennebunkport for repairs
2018

Severe Storm and Flooding

$23K to the Town of Kennebunkport for repairs
2017

Severe Storm and Flooding

$29K to the Town of Kennebunkport for repairs
2015

Severe Winter Storm, Snowstorm, and Flooding

$14K to the Town of Kennebunkport for repairs
2013

Severe Winter Storm, Snowstorm, and Flooding

$18K to the Town of Kennebunkport for repairs
2011

Tropical Storm Irene

$12K to the Town of Kennebunkport for repairs
2010

Severe Storms and Flooding

$13K to the Town of Kennebunkport for repairs
2010

Severe Winter Storm

$24K to the Town of Kennebunkport for repairs
2008

Severe Winter Storm and Flooding

$94K to the Town of Kennebunkport for repairs
2007

Severe Storms and Inland and Coastal Flooding

7 households applied for aid $40K to the Town of Kennebunkport for repairs
2006

Severe Storms and Flooding

6 households applied for aid $11K to the Town of Kennebunkport for repairs
2005

Snow

$18K to the Town of Kennebunkport for repairs
2005

Record And/Or Near Record Snow

$29K to the Town of Kennebunkport for repairs
2001

Snow

$6K to the Town of Kennebunkport for repairs
York County has had 36 natural disasters declared since 1953, most often severe storms and floods.
Around Kennebunkport

Kennebunkport and the towns around it

Biddeford: Low, mostly inland floodingKennebunk: Low, mostly inland floodingArundel: Low, mostly inland floodingSaco: Low, mostly inland floodingDayton: Low, mostly inland floodingWells: Moderate, mostly inland floodingLyman: Low, mostly inland floodingKennebunkport: Moderate, mostly coastal flooding KennebunkportBiddefordKennebunkArundel
Very lowLowModerateHighVery high
Kennebunkportmostly coastal floodingModerate
Biddefordmostly inland floodingLow
Kennebunkmostly inland floodingLow
Arundelmostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Kennebunkport covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Kennebunkport’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Kennebunkport. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Kennebunkport total about $2.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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