Natural hazards · Frenchboro

Frenchboro, ME natural hazards

Most of the natural-hazard damage FEMA expects in Frenchboro comes from hurricanes, and overall the risk is low for a U.S. community. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Frenchboro?

35
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Frenchboro to be higher than in 35% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes42%Inland flooding19%Coastal flooding17%Cold waves8%Everything else13%
By hazard

What Frenchboro faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

42% of expected damage
Well above average · higher than 89% of U.S. places
Recorded about once every 7 years in the area

Inland flooding

19% of expected damage
Well below average · higher than 2% of U.S. places
Recorded about once a year in the area

Coastal flooding

17% of expected damage
Well above average · among the top 1% of U.S. places

Cold waves

8% of expected damage
Below average · higher than 42% of U.S. places
Recorded about 2 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Frenchboro flood?

FEMA's records show no paid flood insurance claims in Frenchboro.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Frenchboro isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Hancock County.
Disasters that hit Frenchboro

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Frenchboro itself: aid to households, or repair grants to the Town of Frenchboro.

Brought FEMA money into FrenchboroDeclared for Hancock County only
2024

Severe Storms and Flooding

1 household applied for aid $138K to the Town of Frenchboro for repairs
2009

Severe Storms, Flooding, and Landslides

$52K to the Town of Frenchboro for repairs
2007

Severe Storms and Inland and Coastal Flooding

$6K to the Town of Frenchboro for repairs
2005

Severe Storms, Flooding, Snow Melt, and Ice Jams

$140K to the Town of Frenchboro for repairs
Hancock County has had 19 natural disasters declared since 1953, most often severe storms and floods.
Around Frenchboro

Frenchboro and the towns around it

Swans Island: Low, mostly hurricanesTremont: Low, mostly hurricanesCranberry Isles: Moderate, mostly hurricanesBrooklin: Low, mostly hurricanesSouthwest Harbor: Moderate, mostly hurricanesIsle au Haut: Moderate, mostly coastal floodingDeer Isle: Low, mostly hurricanesMount Desert: Low, mostly hurricanesBlue Hill: Low, mostly inland floodingWinter Harbor: no dataSedgwick: Low, mostly hurricanesFrenchboro: Low, mostly hurricanes FrenchboroSwans IslandTremontCranberry IslesBrooklinSouthwest Harbor
Very lowLowModerateHighVery high
Cranberry Islesmostly hurricanesModerate
Southwest Harbormostly hurricanesModerate
Frenchboromostly hurricanesLow
Swans Islandmostly hurricanesLow
Tremontmostly hurricanesLow
Brooklinmostly hurricanesLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Frenchboro is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Frenchboro’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Frenchboro. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01