Natural hazards · Cranberry Isles

Cranberry Isles, ME natural hazards

Most of the natural-hazard damage FEMA expects in Cranberry Isles comes from hurricanes, and overall the risk is moderate for a U.S. community. Flood insurance has paid 3 claims here since 2024. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Cranberry Isles?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Cranberry Isles to be higher than in 42% of U.S. communities, mostly from hurricanes and coastal flooding.

Hurricanes39%Coastal flooding26%Inland flooding15%Cold waves8%Everything else13%

By hazard

What Cranberry Isles faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

39% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about once every 7 years in the area

Coastal flooding

26% of expected damage

Well above average · among the top 1% of U.S. places

Inland flooding

15% of expected damage

Well below average · higher than 1% of U.S. places

Recorded about once a year in the area

Cold waves

8% of expected damage

Below average · higher than 43% of U.S. places

Recorded about 2 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDroughtAvalanches

Not a risk here

TsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Cranberry Isles flood?

Every paid claim on a federal flood insurance policy in Cranberry Isles, from FEMA’s records.

3paid claims since 2024

$134Kpaid to owners

0homes flooded more than once

20242026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Cranberry Isles isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Hancock County.

Disasters that hit Cranberry Isles

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Cranberry Isles itself: aid to households, or repair grants to the Town of Cranberry Isles.

Brought FEMA money into Cranberry IslesDeclared for Hancock County only

2024

Severe Storms and Flooding

2 households applied for aid $593K to the Town of Cranberry Isles for repairs

Hancock County has had 19 natural disasters declared since 1953, most often severe storms and floods.

Around Cranberry Isles

Cranberry Isles and the towns around it

Very lowLowModerateHighVery high

Cranberry Islesmostly hurricanesModerate

Southwest Harbormostly hurricanesModerate

Mount Desertmostly hurricanesLow

Frenchboromostly hurricanesLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Cranberry Isles covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Cranberry Isles’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Cranberry Isles. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Cranberry Isles total about $770K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.