Natural hazards · Tremont

Tremont, ME natural hazards

Most of the natural-hazard damage FEMA expects in Tremont comes from hurricanes, and overall the risk is low for a U.S. community. Flood insurance has paid 2 claims here since 2008. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Tremont?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Tremont to be higher than in 35% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes42%Inland flooding19%Coastal flooding17%Cold waves8%Everything else13%

By hazard

What Tremont faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

42% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about once every 7 years in the area

Inland flooding

19% of expected damage

Well below average · higher than 2% of U.S. places

Recorded about once a year in the area

Coastal flooding

17% of expected damage

Well above average · among the top 1% of U.S. places

Cold waves

8% of expected damage

Below average · higher than 42% of U.S. places

Recorded about 2 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Tremont flood?

Every paid claim on a federal flood insurance policy in Tremont, from FEMA’s records.

2paid claims since 2008

$18Kpaid to owners

0homes flooded more than once

20082026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Tremont isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Hancock County.

Disasters that hit Tremont

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Tremont itself: aid to households, or repair grants to the Town of Tremont.

Brought FEMA money into TremontDeclared for Hancock County only

2024

Severe Storms and Flooding

$145K to the Town of Tremont for repairs

2009

Severe Storms, Flooding, and Landslides

$18K to the Town of Tremont for repairs

2007

Severe Storms and Inland and Coastal Flooding

$19K to the Town of Tremont for repairs

2007

Flooding

$12K to the Town of Tremont for repairs

2002

Severe Winter Cold and Frost

$1K to the Town of Tremont for repairs

Hancock County has had 19 natural disasters declared since 1953, most often severe storms and floods.

Around Tremont

Tremont and the towns around it

Very lowLowModerateHighVery high

Southwest Harbormostly hurricanesModerate

Mount Desertmostly hurricanesLow

Tremontmostly hurricanesLow

Frenchboromostly hurricanesLow

Blue Hillmostly inland floodingLow

Brooklinmostly hurricanesLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Tremont is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Tremont’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Tremont. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.