Natural hazards · Bridgton

Bridgton, ME natural hazards

Most of the natural-hazard damage FEMA expects in Bridgton comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 3 claims here since 2007. 12 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Bridgton?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Bridgton to be higher than in 13% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding48%Hurricanes20%Winter weather5%Strong wind5%Ice storms5%Everything else18%

By hazard

What Bridgton faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

48% of expected damage

Well below average · higher than 12% of U.S. places

Recorded about 2 times a year in the area

Hurricanes

20% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about once every 11 years in the area

Winter weather

5% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about 25 times a year in the area

Strong wind

5% of expected damage

Below average · higher than 29% of U.S. places

Recorded about once every 2 years in the area

Ice storms

5% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about once a year in the area

Lower here

TornadoesHailCold wavesHeat wavesWildfireEarthquakesLandslidesLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Bridgton flood?

Every paid claim on a federal flood insurance policy in Bridgton, from FEMA’s records.

3paid claims since 2007

$17Kpaid to owners

0homes flooded more than once

20072026

Biggest named events

April 2007 Nor'easter: 2 claims, $8K

of all homes
are insured

No community discount. Bridgton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Cumberland County.

Disasters that hit Bridgton

12 federal disasters brought FEMA money here

Disasters the President declared that paid out in Bridgton itself: aid to households, or repair grants to the Town of Bridgton.

Brought FEMA money into BridgtonDeclared for Cumberland County only

2024

Severe Winter Storm

$87K to the Town of Bridgton for repairs

2024

Severe Storms and Flooding

12 households applied for aid $16K aid approved

2017

Severe Storm and Flooding

$9K to the Town of Bridgton for repairs

2015

Severe Winter Storm, Snowstorm, and Flooding

$16K to the Town of Bridgton for repairs

2013

Severe Winter Storm, Snowstorm, and Flooding

$23K to the Town of Bridgton for repairs

2008

Severe Winter Storm and Flooding

$81K to the Town of Bridgton for repairs

2007

Severe Storms and Inland and Coastal Flooding

16 households applied for aid $13K aid approved $70K to the Town of Bridgton for repairs

2005

Record Snow

$12K to the Town of Bridgton for repairs

2005

Snow

$15K to the Town of Bridgton for repairs

2005

Record And/Or Near Record Snow

$30K to the Town of Bridgton for repairs

2003

Snow

$10K to the Town of Bridgton for repairs

2001

Snow

$19K to the Town of Bridgton for repairs

Cumberland County has had 33 natural disasters declared since 1953, most often severe storms and floods.

Around Bridgton

Bridgton and the towns around it

Very lowLowModerateHighVery high

Fryeburgmostly inland floodingModerate

Denmarkmostly inland floodingModerate

Waterfordmostly inland floodingModerate

Swedenmostly inland floodingModerate

Harrisonmostly inland floodingLow

Naplesmostly inland floodingVery low

Bridgtonmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Bridgton covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Bridgton’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Bridgton. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Bridgton total about $897K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.