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Natural hazards · Harrison

Harrison, ME natural hazards

Most of the natural-hazard damage FEMA expects in Harrison comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 3 claims here since 1996. 8 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Harrison?

26
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Harrison to be higher than in 26% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding57%Hurricanes16%Everything else27%
By hazard

What Harrison faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

57% of expected damage
Below average · higher than 35% of U.S. places
Recorded about 2 times a year in the area

Hurricanes

16% of expected damage
Well above average · higher than 83% of U.S. places
Recorded about once every 11 years in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Harrison flood?

Every paid claim on a federal flood insurance policy in Harrison, from FEMA’s records.

3paid claims since 1996
$33Kpaid to owners
1homes flooded more than once
19962026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of all homes
are insured
No community discount. Harrison isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Cumberland County.
Disasters that hit Harrison

8 federal disasters brought FEMA money here

Disasters the President declared that paid out in Harrison itself: aid to households, or repair grants to the Town of Harrison.

Brought FEMA money into HarrisonDeclared for Cumberland County only
2024

Severe Winter Storm

$49K to the Town of Harrison for repairs
2024

Severe Storms and Flooding

5 households applied for aid
2007

Severe Storms and Inland and Coastal Flooding

17 households applied for aid $24K aid approved $104K to the Town of Harrison for repairs
2005

Record Snow

$11K to the Town of Harrison for repairs
2005

Snow

$19K to the Town of Harrison for repairs
2005

Record And/Or Near Record Snow

$32K to the Town of Harrison for repairs
2003

Snow

$8K to the Town of Harrison for repairs
2001

Snow

$16K to the Town of Harrison for repairs
Cumberland County has had 33 natural disasters declared since 1953, most often severe storms and floods.
Around Harrison

Harrison and the towns around it

Otisfield: Low, mostly inland floodingBridgton: Very low, mostly inland floodingNaples: Very low, mostly inland floodingWaterford: Moderate, mostly inland floodingNorway: Low, mostly inland floodingOxford: Low, mostly inland floodingPoland: Low, mostly inland floodingCasco: Low, mostly inland floodingFryeburg: Moderate, mostly inland floodingDenmark: Moderate, mostly inland floodingSweden: Moderate, mostly inland floodingSebago: Low, mostly inland floodingStoneham: Moderate, mostly inland floodingLovell: Moderate, mostly inland floodingParis: Low, mostly inland floodingGreenwood: Low, mostly inland floodingHarrison: Low, mostly inland flooding HarrisonOtisfieldBridgtonNaplesWaterfordNorway
Very lowLowModerateHighVery high
Waterfordmostly inland floodingModerate
Otisfieldmostly inland floodingLow
Norwaymostly inland floodingLow
Harrisonmostly inland floodingLow
Naplesmostly inland floodingVery low
Bridgtonmostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Harrison covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Harrison’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Harrison. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Harrison total about $479K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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