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Natural hazards · Melwood

Melwood, MD natural hazards

Most of the natural-hazard damage FEMA expects in Melwood comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 12 claims here since 2003.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Melwood?

2
Very low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Melwood to be higher than in 2% of U.S. communities, mostly from inland flooding.

Inland flooding48%Hurricanes11%Earthquakes10%Tornadoes10%Heat waves10%Everything else11%
By hazard

What Melwood faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

48% of expected damage
Well below average · higher than 4% of U.S. places
Recorded about 4 times a year in the area

Hurricanes

11% of expected damage
Above average · higher than 72% of U.S. places
Recorded about once every 11 years in the area

Earthquakes

10% of expected damage
Above average · higher than 59% of U.S. places

Tornadoes

10% of expected damage
Below average · higher than 33% of U.S. places

Heat waves

10% of expected damage
Well below average · higher than 3% of U.S. places
Recorded about 6 times a year in the area

Lower here

HailIce stormsWinter weatherCold wavesWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Melwood flood?

Every paid claim on a federal flood insurance policy in Melwood, from FEMA’s records.

12paid claims since 2003
$131Kpaid to owners
0homes flooded more than once
20032026

Biggest named events

  • Mid-spring storms: 2 claims, $20K
  • Hurricane Isabel: 2 claims, $7K
  • December Nor'easter: 2 claims, $27K
of all homes
are insured
No community discount. Melwood isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Prince George's County.
Disasters that hit Melwood

Federal disasters declared here

None of the disasters declared for Prince George's County shows FEMA aid or repair money reaching Melwood itself in FEMA’s records.

Brought FEMA money into MelwoodDeclared for Prince George's County only
Prince George's County has had 16 natural disasters declared since 1953, most often winter storms and hurricanes.
Around Melwood

Melwood and the towns around it

Andrews AFB: Very low, mostly inland floodingClinton: Very low, mostly inland floodingRosaryville: Very low, mostly inland floodingQueensland: Very low, mostly inland floodingWestphalia: Very low, mostly inland floodingCamp Springs: Very low, mostly inland floodingMorningside: Very low, mostly inland floodingFriendly: Very low, mostly inland floodingBrandywine: Very low, mostly inland floodingAccokeek: Very low, mostly inland floodingFort Washington: Very low, mostly inland floodingMarlton: Very low, mostly inland floodingUpper Marlboro: Very low, mostly inland floodingCroom: Very low, mostly inland floodingBrock Hall: Very low, mostly inland floodingMarlboro Meadows: Very low, mostly inland floodingBrown Station: Very low, mostly inland floodingLargo: Very low, mostly inland floodingForestville: Very low, mostly inland floodingMarlboro Village: Very low, mostly inland floodingMelwood: Very low, mostly inland flooding MelwoodAndrews AFBClintonRosaryvilleQueenslandWestphalia
Very lowLowModerateHighVery high
Clintonmostly inland floodingVery low
Rosaryvillemostly inland floodingVery low
Queenslandmostly inland floodingVery low
Westphaliamostly inland floodingVery low
Melwoodmostly inland floodingVery low
Andrews AFBmostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Melwood covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Melwood’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Melwood. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Melwood total about $549K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/19 · 2025-01-01
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