Natural hazards · Summerfield

Summerfield, MD natural hazards

Most of the natural-hazard damage FEMA expects in Summerfield comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 3 claims here since 2011.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Summerfield?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Summerfield to be higher than in 3% of U.S. communities, mostly from inland flooding.

Inland flooding44%Heat waves13%Tornadoes12%Hurricanes10%Earthquakes8%Everything else14%

By hazard

What Summerfield faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

44% of expected damage

Well below average · higher than 6% of U.S. places

Recorded about 4 times a year in the area

Heat waves

13% of expected damage

Well below average · higher than 3% of U.S. places

Recorded about 6 times a year in the area

Tornadoes

12% of expected damage

Below average · higher than 33% of U.S. places

Hurricanes

10% of expected damage

Above average · higher than 72% of U.S. places

Recorded about once every 11 years in the area

Earthquakes

8% of expected damage

Above average · higher than 54% of U.S. places

Lower here

HailIce stormsWinter weatherCold wavesWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Summerfield flood?

Every paid claim on a federal flood insurance policy in Summerfield, from FEMA’s records.

3paid claims since 2011

$16Kpaid to owners

0homes flooded more than once

20112026

Biggest named events

Hurricane Irene: 1 claim, $7K

of all homes
are insured

No community discount. Summerfield isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Prince George's County.

Disasters that hit Summerfield

Federal disasters declared here

None of the disasters declared for Prince George's County shows FEMA aid or repair money reaching Summerfield itself in FEMA’s records.

Brought FEMA money into SummerfieldDeclared for Prince George's County only

Prince George's County has had 16 natural disasters declared since 1953, most often winter storms and hurricanes.

Around Summerfield

Summerfield and the towns around it

Very lowLowModerateHighVery high

Peppermill Villagemostly inland floodingVery low

Cedar Heightsmostly inland floodingVery low

Landovermostly inland floodingVery low

Lake Arbormostly inland floodingVery low

Seat Pleasantmostly inland floodingVery low

Glenardenmostly inland floodingVery low

Summerfieldmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Summerfield covers 4 census tracts, combined by population.

Money that reached townFlood claims are matched to Summerfield’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Summerfield. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Summerfield total about $1.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.