Natural hazards · Scaggsville

Scaggsville, MD natural hazards

Most of the natural-hazard damage FEMA expects in Scaggsville comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 1 claim here since 2020.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Scaggsville?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Scaggsville to be higher than in 5% of U.S. communities, mostly from inland flooding.

Inland flooding63%Heat waves9%Hurricanes6%Strong wind6%Everything else17%

By hazard

What Scaggsville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

63% of expected damage

Well below average · higher than 14% of U.S. places

Recorded about 3 times a year in the area

Heat waves

9% of expected damage

Well below average · higher than 12% of U.S. places

Recorded about 6 times a year in the area

Hurricanes

6% of expected damage

Above average · higher than 67% of U.S. places

Recorded about once every 11 years in the area

Strong wind

6% of expected damage

Above average · higher than 63% of U.S. places

Recorded about 8 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Scaggsville flood?

Every paid claim on a federal flood insurance policy in Scaggsville, from FEMA’s records.

1paid claims since 2020

$2Kpaid to owners

0homes flooded more than once

20202026

Biggest named events

Hurricane Isaias: 1 claim, $2K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Scaggsville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Howard County.

Disasters that hit Scaggsville

Federal disasters declared here

None of the disasters declared for Howard County shows FEMA aid or repair money reaching Scaggsville itself in FEMA’s records.

Brought FEMA money into ScaggsvilleDeclared for Howard County only

Howard County has had 19 natural disasters declared since 1953, most often winter storms and floods.

Around Scaggsville

Scaggsville and the towns around it

Very lowLowModerateHighVery high

Scaggsvillemostly inland floodingVery low

Fultonmostly inland floodingVery low

Burtonsvillemostly inland floodingVery low

Columbiamostly inland floodingVery low

North Laurelmostly inland floodingVery low

West Laurelmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Scaggsville covers 3 census tracts, combined by population.

Money that reached townFlood claims are matched to Scaggsville’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Scaggsville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Scaggsville total about $2.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.