Natural hazards · Fulton

Fulton, MD natural hazards

Most of the natural-hazard damage FEMA expects in Fulton comes from inland flooding, and overall the risk is very low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Fulton?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Fulton to be higher than in 4% of U.S. communities, mostly from inland flooding.

Inland flooding64%Heat waves7%Hurricanes7%Earthquakes5%Everything else17%

By hazard

What Fulton faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

64% of expected damage

Well below average · higher than 12% of U.S. places

Recorded about 3 times a year in the area

Heat waves

7% of expected damage

Well below average · higher than 12% of U.S. places

Recorded about 6 times a year in the area

Hurricanes

7% of expected damage

Above average · higher than 67% of U.S. places

Recorded about once every 11 years in the area

Earthquakes

5% of expected damage

Below average · higher than 46% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherCold wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Fulton flood?

FEMA's records show no paid flood insurance claims in Fulton.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Fulton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Howard County.

Disasters that hit Fulton

Federal disasters declared here

None of the disasters declared for Howard County shows FEMA aid or repair money reaching Fulton itself in FEMA’s records.

Brought FEMA money into FultonDeclared for Howard County only

Howard County has had 19 natural disasters declared since 1953, most often winter storms and floods.

Around Fulton

Fulton and the towns around it

Very lowLowModerateHighVery high

Scaggsvillemostly inland floodingVery low

Fultonmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Fulton covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Fulton’s own flood-insurance community; household aid to the registrant’s city; repair grants to Fulton. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Fulton total about $1.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.