Natural hazards · Carney

Carney, MD natural hazards

Most of the natural-hazard damage FEMA expects in Carney comes from heat waves, and overall the risk is very low for a U.S. community. Flood insurance has paid 5 claims here since 1979.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Carney?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Carney to be higher than in 3% of U.S. communities, mostly from heat waves and inland flooding.

Heat waves36%Inland flooding36%Hurricanes8%Cold waves5%Everything else15%

By hazard

What Carney faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Heat waves

36% of expected damage

Well below average · higher than 13% of U.S. places

Recorded about 7 times a year in the area

Inland flooding

36% of expected damage

Well below average · higher than 7% of U.S. places

Recorded about 6 times a year in the area

Hurricanes

8% of expected damage

Well above average · higher than 78% of U.S. places

Recorded about once every 10 years in the area

Cold waves

5% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about 2 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Carney flood?

Every paid claim on a federal flood insurance policy in Carney, from FEMA’s records.

5paid claims since 1979

$7Kpaid to owners

0homes flooded more than once

19792026

Biggest named events

Hurricane Irene: 1 claim, $2K

of all homes
are insured

No community discount. Carney isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Baltimore County.

Disasters that hit Carney

Federal disasters declared here

None of the disasters declared for Baltimore County shows FEMA aid or repair money reaching Carney itself in FEMA’s records.

Brought FEMA money into CarneyDeclared for Baltimore County only

Baltimore County has had 20 natural disasters declared since 1953, most often winter storms and floods.

Around Carney

Carney and the towns around it

Very lowLowModerateHighVery high

Parkvillemostly inland floodingVery low

Overleamostly heat wavesVery low

Perry Hallmostly inland floodingVery low

Hamptonmostly inland floodingVery low

Carneymostly heat wavesVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Carney covers 8 census tracts, combined by population.

Money that reached townFlood claims are matched to Carney’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Carney. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Carney total about $4.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.