Natural hazards · Perry Hall

Perry Hall, MD natural hazards

Most of the natural-hazard damage FEMA expects in Perry Hall comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 9 claims here since 1979. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Perry Hall?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Perry Hall to be higher than in 5% of U.S. communities, mostly from inland flooding and heat waves.

Inland flooding38%Heat waves36%Hurricanes8%Cold waves5%Everything else14%

By hazard

What Perry Hall faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

38% of expected damage

Well below average · higher than 11% of U.S. places

Recorded about 6 times a year in the area

Heat waves

36% of expected damage

Well below average · higher than 13% of U.S. places

Recorded about 7 times a year in the area

Hurricanes

8% of expected damage

Well above average · higher than 78% of U.S. places

Recorded about once every 10 years in the area

Cold waves

5% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about 2 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Perry Hall flood?

Every paid claim on a federal flood insurance policy in Perry Hall, from FEMA’s records.

9paid claims since 1979

$141Kpaid to owners

0homes flooded more than once

19792026

Biggest named events

Mid-spring storms: 2 claims, $72K
Hurricane Isaias: 1 claim, $1K

of all homes
are insured

No community discount. Perry Hall isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Baltimore County.

Disasters that hit Perry Hall

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Perry Hall itself: aid to households, or repair grants to Perry Hall.

Brought FEMA money into Perry HallDeclared for Baltimore County only

2003

Hurricane Isabel

1 household applied for aid

Baltimore County has had 20 natural disasters declared since 1953, most often winter storms and floods.

Around Perry Hall

Perry Hall and the towns around it

Very lowLowModerateHighVery high

Perry Hallmostly inland floodingVery low

Honeygomostly inland floodingVery low

White Marshmostly inland floodingVery low

Carneymostly heat wavesVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Perry Hall covers 6 census tracts, combined by population.

Money that reached townFlood claims are matched to Perry Hall’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Perry Hall. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Perry Hall total about $4.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.