Natural hazards · Hampton

Hampton, MD natural hazards

Most of the natural-hazard damage FEMA expects in Hampton comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 1 claim here since 1984.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Hampton?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hampton to be higher than in 4% of U.S. communities, mostly from inland flooding and heat waves.

Inland flooding46%Heat waves23%Hurricanes10%Earthquakes7%Everything else14%

By hazard

What Hampton faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

46% of expected damage

Well below average · higher than 8% of U.S. places

Recorded about 6 times a year in the area

Heat waves

23% of expected damage

Well below average · higher than 13% of U.S. places

Recorded about 6 times a year in the area

Hurricanes

10% of expected damage

Well above average · higher than 78% of U.S. places

Recorded about once every 10 years in the area

Earthquakes

7% of expected damage

Above average · higher than 55% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherCold wavesWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Hampton flood?

Every paid claim on a federal flood insurance policy in Hampton, from FEMA’s records.

1paid claims since 1984

$1Kpaid to owners

0homes flooded more than once

19842026

of all homes
are insured

No community discount. Hampton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Baltimore County.

Disasters that hit Hampton

Federal disasters declared here

None of the disasters declared for Baltimore County shows FEMA aid or repair money reaching Hampton itself in FEMA’s records.

Brought FEMA money into HamptonDeclared for Baltimore County only

Baltimore County has had 20 natural disasters declared since 1953, most often winter storms and floods.

Around Hampton

Hampton and the towns around it

Very lowLowModerateHighVery high

Towsonmostly inland floodingVery low

Hamptonmostly inland floodingVery low

Carneymostly heat wavesVery low

Luthervillemostly inland floodingVery low

Timoniummostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hampton covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Hampton’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Hampton. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Hampton total about $928K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.