Rochester, MA natural hazards
Most of the natural-hazard damage FEMA expects in Rochester comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 1 claim here since 1978. 10 federal disasters brought FEMA money into town.
FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarationsHow exposed is Rochester?
FEMA expects yearly storm and flood damage to homes and buildings in Rochester to be higher than in 39% of U.S. communities, mostly from inland flooding.
What Rochester faces
Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.
Inland flooding
Hurricanes
Drought
Lower here
Not a risk here
Does Rochester flood?
Every paid claim on a federal flood insurance policy in Rochester, from FEMA’s records.
are insured
are insured
10 federal disasters brought FEMA money here
Disasters the President declared that paid out in Rochester itself: aid to households, or repair grants to the Town of Rochester.
Severe Winter Storm and Snowstorm
Severe Winter Storm and Flooding
Severe Winter Storm, Snowstorm, and Flooding
Severe Winter Storm, Snowstorm, and Flooding
Hurricane Sandy
Tropical Storm Irene
Severe Storms and Flooding
Severe Storms and Inland and Coastal Flooding
Record And/Or Near Record Snow
Snow
Rochester and the towns around it
How to read this page
FEMA’s expected losses across Rochester total about $1.7M a year, counting buildings, people and crops.
Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.