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Natural hazards · Middleborough

Middleborough, MA natural hazards

Most of the natural-hazard damage FEMA expects in Middleborough comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 14 claims here since 1978. 10 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Middleborough?

29
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Middleborough to be higher than in 29% of U.S. communities, mostly from inland flooding.

Inland flooding73%Hurricanes11%Everything else16%
By hazard

What Middleborough faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

73% of expected damage
Above average · higher than 50% of U.S. places
Recorded about 2 times a year in the area

Hurricanes

11% of expected damage
Well above average · higher than 80% of U.S. places
Recorded about once every 5 years in the area

Lower here

Coastal floodingTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

AvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Middleborough flood?

Every paid claim on a federal flood insurance policy in Middleborough, from FEMA’s records.

14paid claims since 1978
$172Kpaid to owners
1homes flooded more than once
19782026

Biggest named events

  • March 2010 Nor'easter: 4 claims, $100K
  • December Storm - Nor'easter: 2 claims, $3K
  • The “Halloween” storm: 1 claim, $10K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Middleborough isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Plymouth County.
Disasters that hit Middleborough

10 federal disasters brought FEMA money here

Disasters the President declared that paid out in Middleborough itself: aid to households, or repair grants to the Town of Middleborough.

Brought FEMA money into MiddleboroughDeclared for Plymouth County only
2018

Severe Winter Storm and Flooding

$60K to the Town of Middleborough for repairs
2015

Severe Winter Storm, Snowstorm, and Flooding

$151K to the Town of Middleborough for repairs
2013

Severe Winter Storm, Snowstorm, and Flooding

$33K to the Town of Middleborough for repairs
2012

Hurricane Sandy

$24K to the Town of Middleborough for repairs
2011

Tropical Storm Irene

$248K to the Town of Middleborough for repairs
2010

Hurricane Earl

$3K to the Town of Middleborough for repairs
2010

Severe Storms and Flooding

1 household applied for aid $3K aid approved $119K to the Town of Middleborough for repairs
2007

Severe Storms and Inland and Coastal Flooding

$88K to the Town of Middleborough for repairs
2005

Record And/Or Near Record Snow

$69K to the Town of Middleborough for repairs
2003

Snow

$77K to the Town of Middleborough for repairs
Plymouth County has had 26 natural disasters declared since 1953, most often hurricanes and severe storms.
Around Middleborough

Middleborough and the towns around it

Lakeville: Low, mostly inland floodingCarver: Moderate, mostly inland floodingBridgewater Town: Low, mostly inland floodingRaynham: Low, mostly inland floodingTaunton: Low, mostly inland floodingRochester: Low, mostly inland floodingPlympton: Low, mostly inland floodingHalifax: Low, mostly inland floodingWareham: Low, mostly inland floodingFreetown: Low, mostly inland floodingPlymouth: Very low, mostly inland floodingEast Bridgewater: Low, mostly inland floodingWest Bridgewater: Very low, mostly inland floodingEaston: Low, mostly inland floodingDighton: Low, mostly inland floodingBerkley: Low, mostly inland floodingNorton: Low, mostly inland floodingRehoboth: Low, mostly inland floodingMattapoisett: Low, mostly inland floodingMarion: Low, mostly inland floodingAcushnet: Very low, mostly inland floodingKingston: Very low, mostly inland floodingPembroke: Very low, mostly inland floodingHanson: Very low, mostly inland floodingBourne: Low, mostly inland floodingMiddleborough: Low, mostly inland flooding MiddleboroughLakevilleCarverBridgewater TownRaynhamTauntonRochesterPlymptonHalifaxWareham
Very lowLowModerateHighVery high
Carvermostly inland floodingModerate
Rochestermostly inland floodingLow
Warehammostly inland floodingLow
Raynhammostly inland floodingLow
Tauntonmostly inland floodingLow
Halifaxmostly inland floodingLow
Middleboroughmostly inland floodingLow
Bridgewater Townmostly inland floodingLow
Lakevillemostly inland floodingLow
Plymptonmostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Middleborough covers 5 census tracts, combined by population.
Money that reached townFlood claims are matched to Middleborough’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Middleborough. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Middleborough total about $5.9M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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