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Natural hazards · North Brookfield

North Brookfield, MA natural hazards

Most of the natural-hazard damage FEMA expects in North Brookfield comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 2 claims here since 2005. 9 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is North Brookfield?

40
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in North Brookfield to be higher than in 40% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding65%Hurricanes17%Cold waves6%Everything else13%
By hazard

What North Brookfield faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

65% of expected damage
Above average · higher than 54% of U.S. places
Recorded about 4 times a year in the area

Hurricanes

17% of expected damage
Well above average · higher than 84% of U.S. places
Recorded about once every 8 years in the area

Cold waves

6% of expected damage
Below average · higher than 49% of U.S. places
Recorded about 4 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does North Brookfield flood?

Every paid claim on a federal flood insurance policy in North Brookfield, from FEMA’s records.

2paid claims since 2005
$7Kpaid to owners
0homes flooded more than once
20052026
of homes in flood zones
are insured
of all homes
are insured
No community discount. North Brookfield isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Worcester County.
Disasters that hit North Brookfield

9 federal disasters brought FEMA money here

Disasters the President declared that paid out in North Brookfield itself: aid to households, or repair grants to the Town of North Brookfield.

Brought FEMA money into North BrookfieldDeclared for Worcester County only
2013

Severe Winter Storm, Snowstorm, and Flooding

$30K to the Town of North Brookfield for repairs
2011

Severe Storm and Snowstorm

$46K to the Town of North Brookfield for repairs
2011

Hurricane Irene

$18K to the Town of North Brookfield for repairs
2011

Severe Storms and Tornadoes

1 household applied for aid
2008

Severe Winter Storm and Flooding

$89K to the Town of North Brookfield for repairs
2005

Severe Storms and Flooding

5 households applied for aid $14K aid approved $46K to the Town of North Brookfield for repairs
2005

Record And/Or Near Record Snow

$15K to the Town of North Brookfield for repairs
2004

Flooding

2 households applied for aid $742 aid approved
2003

Snow

$26K to the Town of North Brookfield for repairs
Worcester County has had 28 natural disasters declared since 1953, most often hurricanes and severe storms.
Around North Brookfield

North Brookfield and the towns around it

Brookfield: Moderate, mostly inland floodingEast Brookfield: Moderate, mostly inland floodingWest Brookfield: High, mostly inland floodingNew Braintree: Low, mostly inland floodingSturbridge: Low, mostly inland floodingCharlton: Low, mostly inland floodingWarren: Low, mostly inland floodingWare: Moderate, mostly inland floodingHardwick: Low, mostly inland floodingNorth Brookfield: Moderate, mostly inland flooding North BrookfieldBrookfieldEast BrookfieldWest BrookfieldNew Braintree
Very lowLowModerateHighVery high
West Brookfieldmostly inland floodingHigh
Brookfieldmostly inland floodingModerate
East Brookfieldmostly inland floodingModerate
North Brookfieldmostly inland floodingModerate
New Braintreemostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. North Brookfield covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to North Brookfield’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of North Brookfield. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across North Brookfield total about $1.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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