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Natural hazards · Brookfield

Brookfield, MA natural hazards

Most of the natural-hazard damage FEMA expects in Brookfield comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 19 claims here since 1980. 9 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Brookfield?

50
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Brookfield to be higher than in 50% of U.S. communities, mostly from inland flooding.

Inland flooding64%Hurricanes14%Cold waves7%Everything else14%
By hazard

What Brookfield faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

64% of expected damage
Above average · higher than 65% of U.S. places
Recorded about 4 times a year in the area

Hurricanes

14% of expected damage
Well above average · higher than 84% of U.S. places
Recorded about once every 8 years in the area

Cold waves

7% of expected damage
Below average · higher than 49% of U.S. places
Recorded about 4 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Brookfield flood?

Every paid claim on a federal flood insurance policy in Brookfield, from FEMA’s records.

19paid claims since 1980
$579Kpaid to owners
3homes flooded more than once
19802026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Brookfield isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Worcester County.
Disasters that hit Brookfield

9 federal disasters brought FEMA money here

Disasters the President declared that paid out in Brookfield itself: aid to households, or repair grants to the Town of Brookfield.

Brought FEMA money into BrookfieldDeclared for Worcester County only
2018

Severe Winter Storm and Snowstorm

$29K to the Town of Brookfield for repairs
2013

Severe Winter Storm, Snowstorm, and Flooding

$20K to the Town of Brookfield for repairs
2011

Severe Storm and Snowstorm

$154K to the Town of Brookfield for repairs
2011

Hurricane Irene

$9K to the Town of Brookfield for repairs
2011

Severe Storms and Tornadoes

1 household applied for aid
2008

Severe Winter Storm and Flooding

$7K to the Town of Brookfield for repairs
2005

Severe Storms and Flooding

5 households applied for aid $15K aid approved $15K to the Town of Brookfield for repairs
2005

Record And/Or Near Record Snow

$13K to the Town of Brookfield for repairs
2003

Snow

$13K to the Town of Brookfield for repairs
Worcester County has had 28 natural disasters declared since 1953, most often hurricanes and severe storms.
Around Brookfield

Brookfield and the towns around it

East Brookfield: Moderate, mostly inland floodingWest Brookfield: High, mostly inland floodingNorth Brookfield: Moderate, mostly inland floodingSturbridge: Low, mostly inland floodingCharlton: Low, mostly inland floodingWarren: Low, mostly inland floodingWare: Moderate, mostly inland floodingNew Braintree: Low, mostly inland floodingSouthbridge Town: High, mostly inland floodingHolland: Moderate, mostly inland floodingBrimfield: Low, mostly inland floodingBrookfield: Moderate, mostly inland flooding BrookfieldEast BrookfieldWest BrookfieldNorth BrookfieldSturbridge
Very lowLowModerateHighVery high
West Brookfieldmostly inland floodingHigh
Brookfieldmostly inland floodingModerate
East Brookfieldmostly inland floodingModerate
North Brookfieldmostly inland floodingModerate
Sturbridgemostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Brookfield covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Brookfield’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Brookfield. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Brookfield total about $642K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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