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Natural hazards · Carver

Carver, MA natural hazards

Most of the natural-hazard damage FEMA expects in Carver comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 6 claims here since 1991. 11 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Carver?

40
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Carver to be higher than in 40% of U.S. communities, mostly from inland flooding.

Inland flooding76%Hurricanes10%Everything else13%
By hazard

What Carver faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

76% of expected damage
Above average · higher than 64% of U.S. places
Recorded about 2 times a year in the area

Hurricanes

10% of expected damage
Well above average · higher than 79% of U.S. places
Recorded about once every 6 years in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Carver flood?

Every paid claim on a federal flood insurance policy in Carver, from FEMA’s records.

6paid claims since 1991
$25Kpaid to owners
1homes flooded more than once
19912026

Biggest named events

  • December Storm - Nor'easter: 1 claim, $7K
  • The “Halloween” storm: 1 claim, $6K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Carver isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Plymouth County.
Disasters that hit Carver

11 federal disasters brought FEMA money here

Disasters the President declared that paid out in Carver itself: aid to households, or repair grants to the Town of Carver.

Brought FEMA money into CarverDeclared for Plymouth County only
2022

Severe Winter Storm and Snowstorm

$129K to the Town of Carver for repairs
2018

Severe Winter Storm and Flooding

$101K to the Town of Carver for repairs
2015

Severe Winter Storm, Snowstorm, and Flooding

$180K to the Town of Carver for repairs
2013

Severe Winter Storm, Snowstorm, and Flooding

$48K to the Town of Carver for repairs
2012

Hurricane Sandy

$23K to the Town of Carver for repairs
2011

Tropical Storm Irene

$61K to the Town of Carver for repairs
2010

Hurricane Earl

$5K to the Town of Carver for repairs
2010

Severe Storms and Flooding

246 households applied for aid $812K aid approved $46K to the Town of Carver for repairs
2007

Severe Storms and Inland and Coastal Flooding

$16K to the Town of Carver for repairs
2005

Record And/Or Near Record Snow

$102K to the Town of Carver for repairs
2003

Snow

$98K to the Town of Carver for repairs
Plymouth County has had 26 natural disasters declared since 1953, most often hurricanes and severe storms.
Around Carver

Carver and the towns around it

Middleborough: Low, mostly inland floodingPlymouth: Very low, mostly inland floodingPlympton: Low, mostly inland floodingWareham: Low, mostly inland floodingLakeville: Low, mostly inland floodingBridgewater Town: Low, mostly inland floodingRaynham: Low, mostly inland floodingTaunton: Low, mostly inland floodingRochester: Low, mostly inland floodingHalifax: Low, mostly inland floodingDuxbury: Low, mostly inland floodingKingston: Very low, mostly inland floodingBourne: Low, mostly inland floodingPembroke: Very low, mostly inland floodingMarion: Low, mostly inland floodingCarver: Moderate, mostly inland flooding CarverMiddleboroughPlymouthPlymptonWareham
Very lowLowModerateHighVery high
Carvermostly inland floodingModerate
Warehammostly inland floodingLow
Middleboroughmostly inland floodingLow
Plymptonmostly inland floodingLow
Plymouthmostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Carver covers 2 census tracts, combined by population.
Money that reached townFlood claims are matched to Carver’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Carver. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Carver total about $4.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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