Natural hazards · St. George

St. George, LA natural hazards

Most of the natural-hazard damage FEMA expects in St. George comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 2,140 claims here since 1978.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is St. George?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in St. George to be higher than in 46% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding33%Hurricanes32%Tornadoes19%Cold waves8%Everything else9%

By hazard

What St. George faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

33% of expected damage

Well below average · higher than 23% of U.S. places

Recorded about 2 times a year in the area

Hurricanes

32% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about once every 5 years in the area

Tornadoes

19% of expected damage

Above average · higher than 70% of U.S. places

Cold waves

8% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about once a year in the area

Lower here

Coastal floodingHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

AvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does St. George flood?

Every paid claim on a federal flood insurance policy in St. George, from FEMA’s records.

2,140paid claims since 1978

$166Mpaid to owners

0homes flooded more than once

19782026

Biggest named events

Mid-summer severe storms: 1,046 claims, $100M
2021 Mid-Spring Severe Storms: 492 claims, $55.2M
Tropical Storm Allison: 46 claims, $636K

of homes in flood zones
are insured

of all homes
are insured

🏷️ 05% off flood insurance. St. George is in FEMA’s Community Rating System (class 9) for its flood-proofing work.

Insurance rates: East Baton Rouge Parish.

Disasters that hit St. George

Federal disasters declared here

None of the disasters declared for East Baton Rouge Parish shows FEMA aid or repair money reaching St. George itself in FEMA’s records.

Brought FEMA money into St. GeorgeDeclared for East Baton Rouge Parish only

East Baton Rouge Parish has had 34 natural disasters declared since 1953, most often hurricanes and floods.

Around St. George

St. George and the towns around it

Very lowLowModerateHighVery high

Denham Springsmostly inland floodingVery high

Centralmostly inland floodingVery high

St. Gabrielmostly hurricanesVery high

Prairievillemostly hurricanesVery high

Baton Rougemostly inland floodingModerate

Garderemostly inland floodingModerate

St. Georgemostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. St. George covers 18 census tracts, combined by population.

Money that reached townFlood claims are matched to St. George’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the City of St. George. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across St. George total about $50.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.