Natural hazards · Gardere

Gardere, LA natural hazards

Most of the natural-hazard damage FEMA expects in Gardere comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 89 claims here since 2001.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Gardere?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Gardere to be higher than in 50% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding27%Tornadoes26%Hurricanes22%Cold waves14%Heat waves7%Everything else4%

By hazard

What Gardere faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

27% of expected damage

Below average · higher than 32% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

26% of expected damage

Above average · higher than 70% of U.S. places

Hurricanes

22% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about once every 5 years in the area

Cold waves

14% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about once a year in the area

Heat waves

7% of expected damage

Above average · higher than 73% of U.S. places

Recorded about 15 times a year in the area

Lower here

Coastal floodingHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

AvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Gardere flood?

Every paid claim on a federal flood insurance policy in Gardere, from FEMA’s records.

89paid claims since 2001

$4.1Mpaid to owners

0homes flooded more than once

20012026

Biggest named events

2021 Mid-Spring Severe Storms: 47 claims, $2.8M
Mid-summer severe storms: 25 claims, $530K
Tropical Storm Allison: 2 claims, $38K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Gardere isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: East Baton Rouge Parish.

Disasters that hit Gardere

Federal disasters declared here

None of the disasters declared for East Baton Rouge Parish shows FEMA aid or repair money reaching Gardere itself in FEMA’s records.

Brought FEMA money into GardereDeclared for East Baton Rouge Parish only

East Baton Rouge Parish has had 34 natural disasters declared since 1953, most often hurricanes and floods.

Around Gardere

Gardere and the towns around it

Very lowLowModerateHighVery high

Garderemostly inland floodingModerate

Baton Rougemostly inland floodingModerate

St. Georgemostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Gardere covers 3 census tracts, combined by population.

Money that reached townFlood claims are matched to Gardere’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Gardere. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Gardere total about $4.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.