Natural hazards · Fort Wright

Fort Wright, KY natural hazards

Most of the natural-hazard damage FEMA expects in Fort Wright comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 5 claims here since 1979.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Fort Wright?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Fort Wright to be higher than in 21% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding35%Tornadoes26%Cold waves17%Strong wind10%Everything else13%

By hazard

What Fort Wright faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

35% of expected damage

Well below average · higher than 24% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

26% of expected damage

Well above average · higher than 93% of U.S. places

Cold waves

17% of expected damage

Above average · higher than 59% of U.S. places

Recorded about 2 times a year in the area

Strong wind

10% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Fort Wright flood?

Every paid claim on a federal flood insurance policy in Fort Wright, from FEMA’s records.

5paid claims since 1979

$26Kpaid to owners

0homes flooded more than once

19792026

Biggest named events

Mid-spring storms: 1 claim, $6K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Fort Wright isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Kenton County.

What’s been done with FEMA grants

14flood-prone properties bought out and cleared

Disasters that hit Fort Wright

Federal disasters declared here

None of the disasters declared for Kenton County shows FEMA aid or repair money reaching Fort Wright itself in FEMA’s records.

Brought FEMA money into Fort WrightDeclared for Kenton County only

Kenton County has had 12 natural disasters declared since 1953, most often severe storms and winter storms.

Around Fort Wright

Fort Wright and the towns around it

Very lowLowModerateHighVery high

Covingtonmostly inland floodingHigh

Kenton Valemostly inland floodingHigh

Edgewoodmostly inland floodingLow

Fort Wrightmostly inland floodingLow

Fort Mitchellmostly inland floodingLow

Park Hillsmostly inland floodingVery low

Crestview Hillsmostly tornadoesVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Fort Wright covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Fort Wright’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Fort Wright. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Fort Wright total about $1.8M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.