Natural hazards · Park Hills

Park Hills, KY natural hazards

Most of the natural-hazard damage FEMA expects in Park Hills comes from inland flooding, and overall the risk is very low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Park Hills?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Park Hills to be higher than in 9% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding27%Tornadoes26%Cold waves20%Strong wind10%Earthquakes6%Heat waves6%Everything else5%

By hazard

What Park Hills faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

27% of expected damage

Well below average · higher than 7% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

26% of expected damage

Well above average · higher than 90% of U.S. places

Cold waves

20% of expected damage

Above average · higher than 59% of U.S. places

Recorded about 2 times a year in the area

Strong wind

10% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about 3 times a year in the area

Earthquakes

6% of expected damage

Above average · higher than 60% of U.S. places

Heat waves

6% of expected damage

Above average · higher than 52% of U.S. places

Recorded about 7 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Park Hills flood?

FEMA's records show no paid flood insurance claims in Park Hills.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Park Hills isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Kenton County.

Disasters that hit Park Hills

Federal disasters declared here

None of the disasters declared for Kenton County shows FEMA aid or repair money reaching Park Hills itself in FEMA’s records.

Brought FEMA money into Park HillsDeclared for Kenton County only

Kenton County has had 12 natural disasters declared since 1953, most often severe storms and winter storms.

Around Park Hills

Park Hills and the towns around it

Very lowLowModerateHighVery high

Covingtonmostly inland floodingHigh

Fort Wrightmostly inland floodingLow

Park Hillsmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Park Hills covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Park Hills’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Park Hills. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Park Hills total about $634K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.